Other Operating Expenses

3 Months Ended

Mar. 31, 2016

Operating Expenses [Abstract]

Other Operating Expenses [Text Block]

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended March 31,
($ in millions)	2016		2015
Insurance commissions	$	94	$	93
Technology and communications	66		69
Lease and loan administration	32		29
Advertising and marketing	27		31
Professional services	24		20
Vehicle remarketing and repossession	24		18
Premises and equipment depreciation	21		20
Regulatory and licensing fees	21		21
Occupancy	13		12
Non-income taxes	9		8
Other	54		63
Total other operating expenses	$	385	$	384