Quarterly Financial Statments (unaudited)

12 Months Ended

Dec. 31, 2015

Quarterly Financial Statements [Abstract]

Quarterly Financial Information [Text Block]

Quarterly Financial Statements (unaudited)

($ in millions)	First quarter		Second quarter			Third quarter			Fourth quarter
2015
Net financing revenue	$	850	$	916		$	970		$	983
Other revenue	243		211			332			356
Total net revenue	1,093		1,127			1,302			1,339
Provision for loan losses	116		140			211			240
Total noninterest expense	695		724			674			668
Income from continuing operations before income tax expense	282		263			417			431
Income tax expense from continuing operations	103		94			144			155
Net income from continuing operations	179		169			273			276
Income (loss) from discontinued operations, net of tax	397		13			(5		)	(13		)
Net income	$	576	$	182		$	268		$	263
Basic earnings per common share
Net income (loss) from continuing operations	$	0.23	$	(2.24	)	$	0.49		$	(1.94	)
Net income (loss)	1.06		(2.22		)	0.48			(1.97		)
Diluted earnings per common share
Net income (loss) from continuing operations	$	0.23	$	(2.24	)	$	0.49		$	(1.94	)
Net income (loss)	1.06		(2.22		)	0.47			(1.97		)
2014
Net financing revenue	$	821	$	866		$	889		$	799
Other revenue	321		365			375			215
Total net revenue	1,142		1,231			1,264			1,014
Provision for loan losses	137		63			102			155
Total noninterest expense	713		821			742			672
Income from continuing operations before income tax expense	292		347			420			187
Income tax expense from continuing operations	94		64			127			36
Net income from continuing operations	198		283			293			151
Income from discontinued operations, net of tax	29		40			130			26
Net income	$	227	$	323		$	423		$	177
Basic earnings per common share
Net income from continuing operations	$	0.27	$	0.45		$	0.47		$	0.17
Net income	0.33		0.54			0.74			0.23
Diluted earnings per common share
Net income from continuing operations	$	0.27	$	0.45		$	0.47		$	0.17
Net income	0.33		0.54			0.74			0.23