Segment And Geographic Information (Tables)

9 Months Ended

Sep. 30, 2015

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Financial information for our reportable operating segments is summarized as follows.

Three months ended September 30, ($ in millions)	Automotive Finance operations		Insurance operations		Mortgage operations			Corporate and Other (a)			Consolidated (b)
2015
Net financing revenue	$	870	$	16	$	20		$	64		$	970
Other revenue	63		233		10			26			332
Total net revenue	933		249		30			90			1,302
Provision for loan losses	201		—		6			4			211
Total noninterest expense	385		209		17			63			674
Income from continuing operations before income tax expense	$	347	$	40	$	7		$	23		$	417
Total assets	$	113,843	$	6,997	$	9,772		$	25,493		$	156,105
2014
Net financing revenue	$	850	$	16	$	9		$	14		$	889
Other revenue	69		287		—			19			375
Total net revenue	919		303		9			33			1,264
Provision for loan losses	109		—		(7		)	—			102
Total noninterest expense	395		243		19			85			742
Income (loss) from continuing operations before income tax expense	$	415	$	60	$	(3	)	$	(52	)	$	420
Total assets	$	110,937	$	7,178	$	7,402		$	23,678		$	149,195

(a) Total assets for Corporate Finance were $2.3 billion and $1.7 billion at September 30, 2015, and 2014, respectively.

(b) Net financing revenue after the provision for loan losses totaled $759 million and $787 million for the three months endedSeptember 30, 2015, and 2014, respectively.

Nine months ended September 30, ($ in millions)	Automotive Finance operations		Insurance operations		Mortgage operations			Corporate and Other (a)			Consolidated (b)
2015
Net financing revenue	$	2,529	$	42	$	50		$	115		$	2,736
Other revenue (loss)	170		769		84			(237		)	786
Total net revenue (loss)	2,699		811		134			(122		)	3,522
Provision for loan losses	460		—		4			3			467
Total noninterest expense	1,160		678		46			209			2,093
Income (loss) from continuing operations before income tax expense	$	1,079	$	133	$	84		$	(334	)	$	962
Total assets	$	113,843	$	6,997	$	9,772		$	25,493		$	156,105
2014
Net financing revenue (loss)	$	2,554	$	47	$	35		$	(60	)	$	2,576
Other revenue	195		849		13			4			1,061
Total net revenue (loss)	2,749		896		48			(56		)	3,637
Provision for loan losses	367		—		(55		)	(10		)	302
Total noninterest expense	1,167		785		62			262			2,276
Income (loss) from continuing operations before income tax expense	$	1,215	$	111	$	41		$	(308	)	$	1,059
Total assets	$	110,937	$	7,178	$	7,402		$	23,678		$	149,195

(a) Total assets for Corporate Finance were $2.3 billion and $1.7 billion at September 30, 2015, and 2014, respectively.

(b) Net financing revenue after the provision for loan losses totaled $2.3 billion for each of the nine months endedSeptember 30, 2015, and 2014, respectively.

Information Concerning Principal Geographic Areas [Table Text Block]

Information concerning principal geographic areas was as follows.

Three months ended September 30, ($ in millions)	Revenue (a)		Income (loss) from continuing operations before income tax expense (b)			Net income (b)(c)
2015
Canada	$	24	$	11		$	9
Europe	—		1			—
Asia-Pacific	—		—			—
Total foreign (d)	24		12			9
Total domestic (e)	1,278		405			259
Total	$	1,302	$	417		$	268
2014
Canada	$	31	$	7		$	9
Europe	—		(1		)	1
Asia-Pacific	—		—			29
Total foreign	31		6			39
Total domestic (e)	1,233		414			384
Total	$	1,264	$	420		$	423

(a) Revenue consists of net financing revenue and total other revenue as presented in our Condensed Consolidated Financial Statements.

(b) Domestic amounts include original discount amortization of $16 million and $51 million for the three months endedSeptember 30, 2015, and 2014, respectively.

(c) Gain (loss) realized on sale of discontinued operations are allocated to the geographic area in which the business operated.

(d) Our foreign operations as of September 30, 2015, consist of our ongoing Insurance operations in Canada and our remaining international entities in wind-down.

(e) Amounts include eliminations between our domestic and foreign operations.

Nine months ended September 30, ($ in millions)	Revenue (a)		Income from continuing operations before income tax expense (b)		Net income (loss) (b)(c)
2015
Canada	$	76	$	35	$	30
Europe	1		5		28
Latin America	—		—		—
Asia-Pacific	—		—		452
Total foreign (d)	77		40		510
Total domestic (e)	3,445		922		516
Total	$	3,522	$	962	$	1,026
2014
Canada	$	95	$	36	$	55
Europe	2		—		5
Latin America	—		—		(8		)
Asia-Pacific	—		—		95
Total foreign	97		36		147
Total domestic (e)	3,540		1,023		826
Total	$	3,637	$	1,059	$	973

(a) Revenue consists of net financing revenue and total other revenue as presented in our Condensed Consolidated Financial Statements.

(b) Domestic amounts include original discount amortization of $45 million and $149 million for the nine months endedSeptember 30, 2015, and 2014, respectively.

(c) Gain (loss) realized on sale of discontinued operations are allocated to the geographic area in which the business operated.

(d) Our foreign operations as of September 30, 2015, consist of our ongoing Insurance operations in Canada and our remaining international entities in wind-down.

(e) Amounts include eliminations between our domestic and foreign operations.