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Loans Held-for-Sale, Net Loans Held-for-Sale, Net
9 Months Ended
Sep. 30, 2015
Loans Held-for-Sale, Net [Abstract]  
Loans Held-for-Sale, Net [Text Block]
Loans Held-for-Sale, Net
Loans held-for-sale represent loans that we intend to sell. In situations where we have not identified the specific loans to be sold, we may classify a percentage of the entire loan balance as held-for-investment and a percentage as held-for-sale based on an allocation methodology of loans with similar characteristics. In addition, we may also designate a portion of our originations as held-for-sale based on a similar allocation methodology.
The composition of loans held-for-sale, net, was as follows.
($ in millions)
 
September 30, 2015
 
December 31, 2014
Consumer automotive
 
$

 
$
1,515

Consumer mortgage
 

 
452

Commercial and industrial — Other
 
37

 
36

Total loans held-for-sale, net
 
$
37

 
$
2,003