Other Operating Expenses

9 Months Ended

Sep. 30, 2015

Operating Expenses [Abstract]

Other Operating Expenses [Text Block]

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended September 30,				Nine months ended September 30,
($ in millions)	2015		2014		2015		2014
Insurance commissions	$	95	$	95	$	283	$	279
Technology and communications	65		77		198		255
Lease and loan administration	31		32		92		92
Advertising and marketing	26		27		80		81
Professional services	23		20		68		73
Premises and equipment depreciation	20		23		62		61
Regulatory and licensing fees	18		23		59		69
Vehicle remarketing and repossession	20		22		56		61
Occupancy	13		12		38		34
Non-income taxes	11		12		26		32
Other	56		61		166		176
Total other operating expenses	$	378	$	404	$	1,128	$	1,213