Other Operating Expenses

3 Months Ended

Mar. 31, 2015

Operating Expenses [Abstract]

Other Operating Expenses [Text Block]

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended March 31,
($ in millions)	2015		2014
Insurance commissions	$	93	$	90
Technology and communications	69		85
Advertising and marketing	31		29
Lease and loan administration	29		28
Regulatory and licensing fees	21		27
Professional services	20		28
Premises and equipment depreciation	20		19
Vehicle remarketing and repossession	18		18
Occupancy	12		11
Non-income taxes	8		10
Other	63		46
Total other operating expenses	$	384	$	391