Other Operating Expenses

9 Months Ended

Sep. 30, 2014

Operating Expenses [Abstract]

Other Operating Expenses [Text Block]

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended September 30,				Nine months ended September 30,
($ in millions)	2014		2013		2014		2013
Insurance commissions	$	95	$	93	$	279	$	278
Technology and communications	77		87		255		250
Lease and loan administration	32		29		92		141
Advertising and marketing	27		33		81		96
Professional services	20		38		73		140
Regulatory and licensing fees	23		25		69		87
Premises and equipment depreciation	23		20		61		61
Vehicle remarketing and repossession	22		15		61		42
Occupancy	12		12		34		34
State and local non-income taxes	12		1		32		17
Mortgage representation and warranty obligation, net	—		22		1		103
Other	61		57		175		144
Total other operating expenses	$	404	$	432	$	1,213	$	1,393