Other Operating Expenses (Tables)

6 Months Ended

Jun. 30, 2014

Operating Expenses [Abstract]

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

Details of other operating expenses were as follows.

	Three months ended June 30,					Six months ended June 30,
($ in millions)	2014		2013			2014		2013
Insurance commissions	$	93	$	93		$	183	$	185
Technology and communications	93		92			178		163
Lease and loan administration	32		31			60		112
Advertising and marketing	25		28			54		63
Professional services	25		54			53		102
Vehicle remarketing and repossession	21		13			39		27
Premises and equipment depreciation	19		21			38		41
Regulatory and licensing fees	19		29			46		62
Occupancy	12		11			23		22
State and local non-income taxes	10		6			20		16
Mortgage representation and warranty obligation, net	—		(2		)	1		81
Other	69		27			114		87
Total other operating expenses	$	418	$	403		$	809	$	961