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Finance Receivables And Loans, Net (Tables)
 3 Months Ended
Mar. 31, 2014
Loans and Leases Receivable, Net Reported Amount, by Category Alternative [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
The composition of finance receivables and loans, net, reported at carrying value before allowance for loan losses was as follows.
($ in millions)
 
March 31, 2014
 
December 31, 2013
Consumer automobile (a)
 
$
56,775

 
$
56,417

Consumer mortgage (b)(c)
 
8,138

 
8,444

Commercial
 
 
 
 
Commercial and industrial
 
 
 
 
Automobile
 
30,062

 
30,948

Other
 
1,727

 
1,664

Commercial Real Estate — Automobile
 
2,922

 
2,855

Total commercial
 
34,711

 
35,467

Total finance receivables and loans (d)
 
$
99,624

 
$
100,328

(a)
Includes $12 million and $1 million of fair value adjustment for loans in hedge accounting relationships at March 31, 2014, and December 31, 2013, respectively. Refer to Note 19 for additional information.
(b)
Includes interest-only mortgage loans of $1.4 billion and $1.5 billion at March 31, 2014, and December 31, 2013, respectively, the majority of which are expected to start principal amortization in 2015 or beyond.
(c)
Includes consumer mortgages at a fair value of $1 million at both March 31, 2014, and December 31, 2013, as a result of fair value option election.
(d)
Totals are net of unearned income, unamortized premiums and discounts, and deferred fees and costs of $504 million and $595 million at March 31, 2014, and December 31, 2013, respectively
Allowance for Credit Losses on Financing Receivables [Table Text Block]
The following tables present an analysis of the activity in the allowance for loan losses on finance receivables and loans.
Three months ended March 31, 2014 ($ in millions)
 
Consumer
automobile
 
Consumer
mortgage
 
Commercial
 
Total
Allowance at January 1, 2014
 
$
673

 
$
389

 
$
146

 
$
1,208

Charge-offs
 
(180
)
 
(15
)
 
(1
)
 
(196
)
Recoveries
 
59

 
3

 
1

 
63

Net charge-offs
 
(121
)
 
(12
)
 
—

 
(133
)
Provision for loan losses
 
163

 
(23
)
 
(3
)
 
137

Other
 
—

 
(21
)
 
1

 
(20
)
Allowance at March 31, 2014
 
$
715

 
$
333

 
$
144

 
$
1,192

Allowance for loan losses
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
23

 
$
200

 
$
25

 
$
248

Collectively evaluated for impairment
 
692

 
133

 
119

 
944

Loans acquired with deteriorated credit quality
 
—

 
—

 
—

 
—

Finance receivables and loans at historical cost
 
 
 
 
 
 
 
 
Ending balance
 
56,775

 
8,137

 
34,711

 
99,623

Individually evaluated for impairment
 
290

 
935

 
173

 
1,398

Collectively evaluated for impairment
 
56,480

 
7,202

 
34,538

 
98,220

Loans acquired with deteriorated credit quality
 
5

 
—

 
—

 
5


Three months ended March 31, 2013 ($ in millions)
 
Consumer
automobile
 
Consumer
mortgage
 
Commercial
 
Total
Allowance at January 1, 2013
 
$
575

 
$
452

 
$
143

 
$
1,170

Charge-offs
 
(142
)
 
(24
)
 
(1
)
 
(167
)
Recoveries
 
49

 
3

 
1

 
53

Net charge-offs
 
(93
)
 
(21
)
 
—

 
(114
)
Provision for loan losses
 
107

 
20

 
4

 
131

Other
 
10

 
—

 
—

 
10

Allowance at March 31, 2013
 
$
599

 
$
451

 
$
147

 
$
1,197

Allowance for loan losses
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
22

 
$
209

 
$
28

 
$
259

Collectively evaluated for impairment
 
575

 
242

 
119

 
936

Loans acquired with deteriorated credit quality
 
2

 
—

 
—

 
2

Finance receivables and loans at historical cost
 
 
 
 
 
 
 
 
Ending balance
 
55,014

 
9,672

 
34,437

 
99,123

Individually evaluated for impairment
 
270

 
933

 
1,397

 
2,600

Collectively evaluated for impairment
 
54,722

 
8,739

 
33,040

 
96,501

Loans acquired with deteriorated credit quality
 
22

 
—

 
—

 
22
Schedule Of Sales Of Financing Receivables And Loans [Table Text Block]
The following table presents information about significant sales of finance receivables and loans recorded at historical cost and transfers of finance receivables and loans from held-for-investment to held-for-sale.
 
 
Three months ended March 31,
($ in millions)
 
2014
 
2013
Consumer mortgage
 
$
40

 
$
—

Commercial
 
—

 
18

Total sales and transfers
 
$
40

 
$
18
Past Due Financing Receivables [Table Text Block]
The following table presents an analysis of our past due finance receivables and loans, net, recorded at historical cost reported at carrying value before allowance for loan losses.
($ in millions)
 
30-59 days
past due
 
60-89 days
past due
 
90 days
or more
past due
 
Total
past due
 
Current
 
Total finance
receivables and loans
March 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
Consumer automobile
 
$
806

 
$
163

 
$
138

 
$
1,107

 
$
55,668

 
$
56,775

Consumer mortgage
 
59

 
26

 
115

 
200

 
7,937

 
8,137

Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
 
Automobile
 
—

 
—

 
49

 
49

 
30,013

 
30,062

Other
 
—

 
—

 
—

 
—

 
1,727

 
1,727

Commercial real estate — Automobile
 
—

 
—

 
5

 
5

 
2,917

 
2,922

Total commercial
 
—


—


54


54


34,657


34,711

Total consumer and commercial
 
$
865


$
189


$
307


$
1,361


$
98,262


$
99,623

December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Consumer automobile
 
$
1,145

 
$
255

 
$
157

 
$
1,557

 
$
54,860

 
$
56,417

Consumer mortgage
 
82

 
31

 
124

 
237

 
8,206

 
8,443

Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
 
Automobile
 
—

 
—

 
36

 
36

 
30,912

 
30,948

Other
 
—

 
—

 
—

 
—

 
1,664

 
1,664

Commercial real estate — Automobile
 
—

 
—

 
6

 
6

 
2,849

 
2,855

Total commercial
 
—


—


42


42


35,425


35,467

Total consumer and commercial
 
$
1,227


$
286


$
323


$
1,836


$
98,491


$
100,327
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
The following table presents the carrying value before allowance for loan losses of our finance receivables and loans recorded at historical cost on nonaccrual status.
($ in millions)
 
March 31, 2014
 
December 31, 2013
Consumer automobile
 
$
329

 
$
329

Consumer mortgage
 
208

 
192

Commercial
 
 
 
 
Commercial and industrial
 
 
 
 
Automobile
 
92

 
116

Other
 
73

 
74

Commercial real estate — Automobile
 
8

 
14

Total commercial
 
173

 
204

Total consumer and commercial finance receivables and loans
 
$
710


$
725
Financing Receivable Credit Quality Indicators [Table Text Block]
The following table presents performing and nonperforming credit quality indicators in accordance with our internal accounting policies for our consumer finance receivables and loans recorded at historical cost reported at carrying value before allowance for loan losses. Nonperforming loans include finance receivables and loans on nonaccrual status when the principal or interest has been delinquent for 90 days or when full collection is determined not to be probable. Refer to Note 1 to the Consolidated Financial Statements in our 2013 Annual Report on Form 10-K for additional information.
 
 
March 31, 2014
 
December 31, 2013
($ in millions)
 
Performing
 
Nonperforming
 
Total
 
Performing
 
Nonperforming
 
Total
Consumer automobile
 
$
56,446

 
$
329

 
$
56,775

 
$
56,088

 
$
329

 
$
56,417

Consumer mortgage
 
7,929

 
208

 
8,137

 
8,251

 
192

 
8,443

The following table presents pass and criticized credit quality indicators based on regulatory definitions for our commercial finance receivables and loans recorded at historical cost reported at carrying value before allowance for loan losses.
 
 
March 31, 2014
 
December 31, 2013
($ in millions)
 
Pass
 
Criticized (a)
 
Total
 
Pass
 
Criticized (a)
 
Total
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
 
Automobile
 
$
28,475

 
$
1,587

 
$
30,062

 
$
29,194

 
$
1,754

 
$
30,948

Other
 
1,439

 
288

 
1,727

 
1,388

 
276

 
1,664

Commercial real estate — Automobile
 
2,822

 
100

 
2,922

 
2,770

 
85

 
2,855

Total commercial
 
$
32,736

 
$
1,975

 
$
34,711


$
33,352

 
$
2,115

 
$
35,467

(a)
Includes loans classified as special mention, substandard, or doubtful. These classifications are based on regulatory definitions and generally represent loans within our portfolio that have a higher default risk or have already defaulted.
Impaired Financing Receivables [Table Text Block]
The following table presents information about our impaired finance receivables and loans recorded at historical cost.
($ in millions)
 
Unpaid principal balance
 
Carrying value before allowance
 
Impaired with no allowance
 
Impaired with an allowance
 
Allowance for impaired loans
March 31, 2014
 
 
 
 
 
 
 
 
 
 
Consumer automobile
 
$
290

 
$
290

 
$
—

 
$
290

 
$
23

Consumer mortgage
 
940

 
935

 
127

 
808

 
200

Commercial
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
Automobile
 
92

 
92

 
57

 
35

 
6

Other
 
73

 
73

 
—

 
73

 
19

Commercial real estate — Automobile
 
8

 
8

 
7

 
1

 
—

Total commercial
 
173

 
173

 
64

 
109

 
25

Total consumer and commercial finance receivables and loans
 
$
1,403


$
1,398


$
191


$
1,207


$
248

December 31, 2013
 
 
 
 
 
 
 
 
 
 
Consumer automobile
 
$
281

 
$
281

 
$
—

 
$
281

 
$
23

Consumer mortgage
 
924

 
919

 
128

 
791

 
199

Commercial
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
Automobile
 
116

 
116

 
57

 
59

 
7

Other
 
74

 
74

 
—

 
74

 
16

Commercial real estate — Automobile
 
14

 
14

 
9

 
5

 
3

Total commercial
 
204

 
204

 
66

 
138

 
26

Total consumer and commercial finance receivables and loans
 
$
1,409


$
1,404


$
194


$
1,210


$
248

The following table presents average balance and interest income for our impaired finance receivables and loans.
 
 
2014
 
2013
Three months ended March 31, ($ in millions)
 
Average
balance
 
Interest
income
 
Average
balance
 
Interest
income
Consumer automobile
 
$
294

 
$
4

 
$
272

 
$
4

Consumer mortgage
 
928

 
8

 
879

 
8

Commercial
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
Automobile
 
104

 
1

 
157

 
2

Other
 
74

 
—

 
57

 
—

Commercial real estate — Automobile
 
11

 
—

 
38

 
—

Total commercial
 
189

 
1

 
252

 
2

Total consumer and commercial finance receivables and loans
 
$
1,411


$
13


$
1,403


$
14
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following table presents information related to finance receivables and loans recorded at historical cost modified in connection with a TDR during the period.
 
 
2014
 
2013
Three months ended March 31,
($ in millions)
 
Number of
loans
 
Pre-modification
carrying value before
allowance
 
Post-modification
carrying value before
allowance
 
Number of
loans
 
Pre-modification
carrying value before
allowance
 
Post-modification
carrying value before
allowance
Consumer automobile
 
5,359

 
$
84

 
$
71

 
5,285

 
$
79

 
$
68

Consumer mortgage
 
218

 
49

 
45

 
545

 
169

 
134

Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
 
Automobile
 
3

 
23

 
23

 
4

 
25

 
25

Other
 
3

 
48

 
48

 
1

 
33

 
31

Commercial real estate — Automobile
 
—

 
—

 
—

 
3

 
11

 
11

Total commercial
 
6

 
71

 
71

 
8

 
69

 
67

Total consumer and commercial finance receivables and loans
 
5,583


$
204


$
187


5,838


$
317


$
269
Finance receivables and loans redefaulted during the period [Table Text Block]
The following table presents information about finance receivables and loans recorded at historical cost that have redefaulted during the reporting period and were within 12 months or less of being modified as a TDR. Redefault is when finance receivables and loans meet the requirements for evaluation under our charge-off policy (Refer to Note 1 to the Consolidated Financial Statements in our 2013 Annual Report on Form 10-K for additional information) except for commercial finance receivables and loans, where redefault is defined as 90 days past due.
 
 
2014
 
2013
Three months ended March 31, ($ in millions)
 
Number of
loans
 
Carrying value
before allowance
 
Charge-off amount
 
Number of
loans
 
Carrying value
before allowance
 
Charge-off amount
Consumer automobile
 
1,614

 
$
20

 
$
10

 
1,333

 
$
16

 
$
8

Consumer mortgage
 
2

 
1

 
—

 
10

 
2

 
—

Commercial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial — Automobile
 
—

 
—

 
—

 
—

 
—

 
—

Commercial real estate — Automobile
 
—

 
—

 
—

 
—

 
—

 
—

Total commercial
 
—

 
—

 
—

 
—

 
—

 
—

Total consumer and commercial finance receivables and loans
 
1,616


$
21


$
10


1,343


$
18


$
8