Other Operating Expenses (Tables)

3 Months Ended

Mar. 31, 2014

Operating Expenses [Abstract]

Schedule of Other Operating Cost and Expense, by Component [Table Text Block]

Details of other operating expenses were as follows.

	Three months ended March 31,
($ in millions)	2014		2013
Insurance commissions	$	90	$	92
Technology and communications	85		71
Advertising and marketing	29		35
Lease and loan administration	28		81
Professional services	28		48
Regulatory and licensing fees	27		33
Premises and equipment depreciation	19		20
Vehicle remarketing and repossession	18		14
Occupancy	11		11
State and local non-income taxes	10		10
Mortgage representation and warranty obligation, net	1		83
Other	45		60
Total other operating expenses	$	391	$	558