Parent And Guarantor Consolidating Financial Statements (Tables)

12 Months Ended

Dec. 31, 2013

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Condensed Income Statement [Table Text Block]

Year ended December 31, 2011 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Financing revenue and other interest income
Interest and fees on finance receivables and loans	$	1,071		$	—		$	3,128		$	(10	)	$	4,189
Interest and fees on finance receivables and loans — intercompany	173			—			26			(199		)	—
Interest on loans held-for-sale	5			—			175			—			180
Interest on trading assets	—			—			8			—			8
Interest and dividends on available-for-sale investment securities	4			—			346			—			350
Interest-bearing cash	5			—			10			—			15
Operating leases	713			—			1,216			—			1,929
Total financing revenue and other interest income	1,971			—			4,909			(209		)	6,671
Interest expense
Interest on deposits	65			—			550			—			615
Interest on short-term borrowings	56			—			5			—			61
Interest on long-term debt	3,365			(1		)	587			(21		)	3,930
Interest on intercompany debt	(13		)	2			196			(185		)	—
Total interest expense	3,473			1			1,338			(206		)	4,606
Depreciation expense on operating lease assets	250			—			691			—			941
Net financing (loss) revenue	(1,752		)	(1		)	2,880			(3		)	1,124
Dividends from subsidiaries
Nonbank subsidiaries	1,383			—			—			(1,383		)	—
Other revenue
Servicing fees	270			—			256			(1		)	525
Servicing asset valuation and hedge activities, net	—			—			(434		)	—			(434		)
Total servicing income (loss), net	270			—			(178		)	(1		)	91
Insurance premiums and service revenue earned	—			—			1,153			—			1,153
Gain on mortgage and automotive loans, net	22			—			207			—			229
Loss on extinguishment of debt	(64		)	—			—			—			(64		)
Other gain on investments, net	10			—			248			—			258
Other income, net of losses	(167		)	37			1,415			(664		)	621
Total other revenue	71			37			2,845			(665		)	2,288
Total net (loss) revenue	(298		)	36			5,725			(2,051		)	3,412
Provision for loan losses	58			—			103			—			161
Noninterest expense
Compensation and benefits expense	685			37			308			(37		)	993
Insurance losses and loss adjustment expenses	—			—			452			—			452
Other operating expenses	541			1			2,069			(628		)	1,983
Total noninterest expense	1,226			38			2,829			(665		)	3,428
(Loss) income from continuing operations before income tax (benefit) expense and undistributed income (loss) of subsidiaries	(1,582		)	(2		)	2,793			(1,386		)	(177		)
Income tax (benefit) expense from continuing operations	(616		)	(1		)	659			—			42
Net (loss) income from continuing operations	(966		)	(1		)	2,134			(1,386		)	(219		)
Income (loss) from discontinued operations, net of tax	10			(8		)	57			3			62
Undistributed income (loss) of subsidiaries
Bank subsidiary	1,254			1,254			—			(2,508		)	—
Nonbank subsidiaries	(455		)	477			—			(22		)	—
Net (loss) income	(157		)	1,722			2,191			(3,913		)	(157		)
Other comprehensive loss, net of tax	(172		)	(63		)	(346		)	409			(172		)
Comprehensive (loss) income	$	(329	)	$	1,659		$	1,845		$	(3,504	)	$	(329	)

Condensed Consolidating Statements of Comprehensive Income

Year ended December 31, 2013($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Financing revenue and other interest income
Interest and fees on finance receivables and loans	$	771		$	—		$	3,758		$	—		$	4,529
Interest and fees on finance receivables and loans — intercompany	59			—			68			(127		)	—
Interest on loans held-for-sale	—			—			20			—			20
Interest and dividends on available-for-sale investment securities	—			—			325			—			325
Interest-bearing cash	3			—			7			—			10
Interest-bearing cash — intercompany	—			—			7			(7		)	—
Operating leases	500			—			2,709			—			3,209
Total financing revenue and other interest income	1,333			—			6,894			(134		)	8,093
Interest expense
Interest on deposits	25			—			629			—			654
Interest on short-term borrowings	46			—			17			—			63
Interest on long-term debt	2,039			—			568			(5		)	2,602
Interest on intercompany debt	66			—			62			(128		)	—
Total interest expense	2,176			—			1,276			(133		)	3,319
Depreciation expense on operating lease assets	369			—			1,626			—			1,995
Net financing (loss) revenue	(1,212		)	—			3,992			(1		)	2,779
Dividends from subsidiaries
Nonbank subsidiaries	5,732			3,659			—			(9,391		)	—
Other revenue
Servicing fees	152			—			(26		)	—			126
Servicing asset valuation and hedge activities, net	—			—			(213		)	—			(213		)
Total servicing income (loss), net	152			—			(239		)	—			(87		)
Insurance premiums and service revenue earned	—			—			1,012			—			1,012
Gain on mortgage and automotive loans, net	—			—			55			—			55
(Loss) gain on extinguishment of debt	(61		)	—			2			—			(59		)
Other gain on investments, net	—			—			180			—			180
Other income, net of losses	157			—			1,438			(1,212		)	383
Total other revenue	248			—			2,448			(1,212		)	1,484
Total net revenue	4,768			3,659			6,440			(10,604		)	4,263
Provision for loan losses	196			—			305			—			501
Noninterest expense
Compensation and benefits expense	639			—			822			(442		)	1,019
Insurance losses and loss adjustment expenses	—			—			405			—			405
Other operating expenses	503			—			2,248			(770		)	1,981
Total noninterest expense	1,142			—			3,475			(1,212		)	3,405
Income from continuing operations before income tax (benefit) expense and undistributed income (loss) of subsidiaries	3,430			3,659			2,660			(9,392		)	357
Income tax (benefit) expense from continuing operations	(967		)	—			908			—			(59		)
Net income from continuing operations	4,397			3,659			1,752			(9,392		)	416
(Loss) income from discontinued operations, net of tax	(1,311		)	(19		)	1,274			1			(55		)
Undistributed income (loss) of subsidiaries
Bank subsidiary	883			883			—			(1,766		)	—
Nonbank subsidiaries	(3,608		)	(2,393		)	—			6,001			—
Net income	361			2,130			3,026			(5,156		)	361
Other comprehensive loss, net of tax	(587		)	(812		)	(858		)	1,670			(587		)
Comprehensive (loss) income	$	(226	)	$	1,318		$	2,168		$	(3,486	)	$	(226	)

Year ended December 31, 2012 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Financing revenue and other interest income
Interest and fees on finance receivables and loans	$	852		$	—		$	3,687		$	—		$	4,539
Interest and fees on finance receivables and loans — intercompany	104			—			22			(126		)	—
Interest on loans held-for-sale	15			—			83			—			98
Interest on trading assets	—			—			10			—			10
Interest and dividends on available-for-sale investment securities	—			—			292			—			292
Interest-bearing cash	16			—			8			—			24
Interest-bearing cash — intercompany	—			—			16			(16		)	—
Operating leases	232			—			2,147			—			2,379
Total financing revenue and other interest income	1,219			—			6,265			(142		)	7,342
Interest expense
Interest on deposits	58			—			587			—			645
Interest on short-term borrowings	60			—			11			—			71
Interest on long-term debt	2,676			—			677			(17		)	3,336
Interest on intercompany debt	(1		)	1			120			(120		)	—
Total interest expense	2,793			1			1,395			(137		)	4,052
Depreciation expense on operating lease assets	113			—			1,286			—			1,399
Net financing (loss) revenue	(1,687		)	(1		)	3,584			(5		)	1,891
Dividends from subsidiaries
Nonbank subsidiaries	1,074			448			—			(1,522		)	—
Other revenue
Servicing fees	191			—			218			—			409
Servicing asset valuation and hedge activities, net	—			—			(4		)	—			(4		)
Total servicing income, net	191			—			214			—			405
Insurance premiums and service revenue earned	—			—			1,055			—			1,055
(Loss) gain on mortgage and automotive loans, net	(2		)	—			381			—			379
Loss on extinguishment of debt	—			—			(148		)	—			(148		)
Other gain on investments, net	—			—			146			—			146
Other income, net of losses	173			474			1,280			(1,190		)	737
Total other revenue	362			474			2,928			(1,190		)	2,574
Total net (loss) revenue	(251		)	921			6,512			(2,717		)	4,465
Provision for loan losses	81			—			248			—			329
Noninterest expense
Compensation and benefits expense	728			473			381			(476		)	1,106
Insurance losses and loss adjustment expenses	—			—			454			—			454
Other operating expenses	1,090			1			1,685			(714		)	2,062
Total noninterest expense	1,818			474			2,520			(1,190		)	3,622
(Loss) income from continuing operations before income tax benefit and undistributed income (loss) of subsidiaries	(2,150		)	447			3,744			(1,527		)	514
Income tax benefit from continuing operations	(172		)	—			(684		)	—			(856		)
Net (loss) income from continuing operations	(1,978		)	447			4,428			(1,527		)	1,370
Income (loss) from discontinued operations, net of tax	49			(93		)	(130		)	—			(174		)
Undistributed income (loss) of subsidiaries
Bank subsidiary	859			859			—			(1,718		)	—
Nonbank subsidiaries	2,266			(105		)	—			(2,161		)	—
Net income	1,196			1,108			4,298			(5,406		)	1,196
Other comprehensive income, net of tax	224			149			411			(560		)	224
Comprehensive income	$	1,420		$	1,257		$	4,709		$	(5,966	)	$	1,420

Condensed Balance Sheet [Table Text Block]

Condensed Consolidating Balance Sheet

December 31, 2013 ($ in millions)	Parent (a)			Guarantors		Nonguarantors (a)			Consolidating adjustments			Ally consolidated
Assets
Cash and cash equivalents
Noninterest-bearing	$	979		$	37	$	299		$	—		$	1,315
Interest-bearing	1,951			—		2,265			—			4,216
Interest-bearing — intercompany	—			—		410			(410		)	—
Total cash and cash equivalents	2,930			37		2,974			(410		)	5,531
Investment securities	—			—		17,083			—			17,083
Loans held-for-sale, net	—			—		35			—			35
Finance receivables and loans, net
Finance receivables and loans, net	6,673			—		93,655			—			100,328
Intercompany loans to
Bank subsidiary	600			—		—			(600		)	—
Nonbank subsidiaries	4,207			—		1,925			(6,132		)	—
Allowance for loan losses	(131		)	—		(1,077		)	—			(1,208		)
Total finance receivables and loans, net	11,349			—		94,503			(6,732		)	99,120
Investment in operating leases, net	3,172			—		14,508			—			17,680
Intercompany receivables from
Bank subsidiary	236			—		—			(236		)	—
Nonbank subsidiaries	465			—		588			(1,053		)	—
Investment in subsidiaries
Bank subsidiary	14,916			14,916		—			(29,832		)	—
Nonbank subsidiaries	12,201			68		—			(12,269		)	—
Premiums receivable and other insurance assets	—			—		1,634			(21		)	1,613
Other assets	3,122			—		6,880			(413		)	9,589
Assets of operations held-for-sale	516			—		—			—			516
Total assets	$	48,907		$	15,021	$	138,205		$	(50,966	)	$	151,167
Liabilities
Deposit liabilities
Noninterest-bearing	$	—		$	—	$	60		$	—		$	60
Interest-bearing	440			—		52,850			—			53,290
Total deposit liabilities	440			—		52,910			—			53,350
Short-term borrowings	3,225			—		5,320			—			8,545
Long-term debt	25,819			—		43,646			—			69,465
Intercompany debt to
Nonbank subsidiaries	2,334			—		4,808			(7,142		)	—
Intercompany payables to
Bank subsidiary	197			—		—			(197		)	—
Nonbank subsidiaries	666			—		447			(1,113		)	—
Interest payable	709			—		179			—			888
Unearned insurance premiums and service revenue	—			—		2,314			—			2,314
Accrued expenses and other liabilities	1,309			93		1,408			(413		)	2,397
Total liabilities	34,699			93		111,032			(8,865		)	136,959
Total equity	14,208			14,928		27,173			(42,101		)	14,208
Total liabilities and equity	$	48,907		$	15,021	$	138,205		$	(50,966	)	$	151,167

(a) Amounts presented are based upon the legal transfer of the underlying assets to VIEs in order to reflect legal ownership.

December 31, 2012 ($ in millions)	Parent (a)			Guarantors		Nonguarantors (a)			Consolidating adjustments			Ally consolidated
Assets
Cash and cash equivalents
Noninterest-bearing	$	729		$	—	$	344		$	—		$	1,073
Noninterest-bearing — intercompany	39			—		—			(39		)	—
Interest-bearing	3,204			—		3,236			—			6,440
Interest-bearing — intercompany	—			—		452			(452		)	—
Total cash and cash equivalents	3,972			—		4,032			(491		)	7,513
Investment securities	—			—		14,178			—			14,178
Loans held-for-sale, net	—			—		2,576			—			2,576
Finance receivables and loans, net
Finance receivables and loans, net	12,486			—		86,569			—			99,055
Intercompany loans to
Bank subsidiary	1,600			—		—			(1,600		)	—
Nonbank subsidiaries	3,514			—		672			(4,186		)	—
Allowance for loan losses	(170		)	—		(1,000		)	—			(1,170		)
Total finance receivables and loans, net	17,430			—		86,241			(5,786		)	97,885
Investment in operating leases, net	2,003			—		11,547			—			13,550
Intercompany receivables from
Bank subsidiary	677			—		—			(677		)	—
Nonbank subsidiaries	315			334		378			(1,027		)	—
Investment in subsidiaries
Bank subsidiary	14,288			14,288		—			(28,576		)	—
Nonbank subsidiaries	19,180			3,723		—			(22,903		)	—
Mortgage servicing rights	—			—		952			—			952
Premiums receivable and other insurance assets	—			—		1,609			—			1,609
Other assets	2,514			—		9,968			(574		)	11,908
Assets of operations held-for-sale	855			762		30,582			(23		)	32,176
Total assets	$	61,234		$	19,107	$	162,063		$	(60,057	)	$	182,347
Liabilities
Deposit liabilities
Noninterest-bearing	$	—		$	—	$	1,977		$	—		$	1,977
Noninterest-bearing — intercompany	—			—		39			(39		)	—
Interest-bearing	983			—		44,955			—			45,938
Total deposit liabilities	983			—		46,971			(39		)	47,915
Short-term borrowings	3,094			—		4,367			—			7,461
Long-term debt	32,342			—		42,219			—			74,561
Intercompany debt to
Nonbank subsidiaries	530			—		5,708			(6,238		)	—
Intercompany payables to
Bank subsidiary	752			—		—			(752		)	—
Nonbank subsidiaries	674			—		278			(952		)	—
Interest payable	748			—		184			—			932
Unearned insurance premiums and service revenue	—			—		2,296			—			2,296
Accrued expenses and other liabilities	2,187			451		4,517			(570		)	6,585
Liabilities of operations held-for-sale	26			725		21,948			—			22,699
Total liabilities	41,336			1,176		128,488			(8,551		)	162,449
Total equity	19,898			17,931		33,575			(51,506		)	19,898
Total liabilities and equity	$	61,234		$	19,107	$	162,063		$	(60,057	)	$	182,347

(a) Amounts presented are based upon the legal transfer of the underlying assets to VIEs in order to reflect legal ownership.

Condensed Cash Flow Statement [Table Text Block]

Condensed Consolidating Statement of Cash Flows

Year ended December 31, 2013($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Operating activities
Net cash provided by operating activities	$	3,015		$	3,572		$	5,305		$	(9,391	)	$	2,501
Investing activities
Purchases of available-for-sale securities	—			—			(12,304		)	—			(12,304		)
Proceeds from sales of available-for-sale securities	—			—			3,627			—			3,627
Proceeds from maturities and repayments of available-for-sale securities	—			—			5,509			—			5,509
Net decrease (increase) in finance receivables and loans	4,898			79			(7,456		)	—			(2,479		)
Net change in loans — intercompany	306			251			(1,503		)	946			—
Net increase in operating lease assets	(1,320		)	—			(4,912		)	—			(6,232		)
Capital contributions to subsidiaries	(477		)	—			—			477			—
Returns of contributed capital	1,002			150			—			(1,152		)	—
Sales of mortgage servicing rights	—			—			911			—			911
Proceeds from sale of business units, net	1,799			554			5,091			—			7,444
Net change in restricted cash	—			(26		)	(44		)	—			(70		)
Other, net	41			—			10			—			51
Net cash provided by (used in) investing activities	6,249			1,008			(11,071		)	271			(3,543		)
Financing activities
Net change in short-term borrowings — third party	131			36			1,424			—			1,591
Net (decrease) increase in deposits	(543		)	—			5,879			39			5,375
Proceeds from issuance of long-term debt — third party	3,236			—			24,076			—			27,312
Repayments of long-term debt — third party	(9,468		)	(70		)	(22,354		)	—			(31,892		)
Net change in debt — intercompany	1,803			(271		)	(629		)	(903		)	—
Proceeds from issuance of common stock	1,270			—			—			—			1,270
Repurchase of mandatorily convertible preferred stock held by U.S. Department of Treasury and elimination of share adjustment right	(5,925		)	—			—			—			(5,925		)
Dividends paid — third party	(810		)	—			—			—			(810		)
Dividends paid and returns of contributed capital — intercompany	—			(4,267		)	(6,275		)	10,542			—
Capital contributions from parent	—			29			448			(477		)	—
Net cash (used in) provided by financing activities	(10,306		)	(4,543		)	2,569			9,201			(3,079		)
Effect of exchange-rate changes on cash and cash equivalents	—			—			45			—			45
Net (decrease) increase in cash and cash equivalents	(1,042		)	37			(3,152		)	81			(4,076		)
Adjustment for change in cash and cash equivalents of operations held-for-sale	—			—			2,094			—			2,094
Cash and cash equivalents at beginning of year	3,972			—			4,032			(491		)	7,513
Cash and cash equivalents at end of year	$	2,930		$	37		$	2,974		$	(410	)	$	5,531

Year ended December 31, 2012 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Operating activities
Net cash provided by operating activities	$	102		$	306		$	5,862		$	(1,221	)	$	5,049
Investing activities
Purchases of available-for-sale securities	—			—			(12,816		)	—			(12,816		)
Proceeds from sales of available-for-sale securities	—			—			7,662			—			7,662
Proceeds from maturities and repayments of available-for-sale securities	—			—			5,673			—			5,673
Net decrease (increase) in finance receivables and loans	3,027			2			(14,972		)	—			(11,943		)
Proceeds from sales of finance receivables and loans	352			—			1,980			—			2,332
Net change in loans — intercompany	3,879			105			129			(4,113		)	—
Net increase in operating lease assets	(2,268		)	—			(3,431		)	—			(5,699		)
Capital contributions to subsidiaries	(261		)	—			—			261			—
Returns of contributed capital	2,079			—			—			(2,079		)	—
Net cash effect from deconsolidation of ResCap	—			—			(539		)	—			(539		)
Proceeds from sale of business units, net	29			—			487			—			516
Net change in restricted cash	—			(13		)	(1,685		)	—			(1,698		)
Other, net	(247		)	—			204			—			(43		)
Net cash provided by (used in) investing activities	6,590			94			(17,308		)	(5,931		)	(16,555		)
Financing activities
Net change in short-term borrowings — third party	338			25			2,331			—			2,694
Net (decrease) increase in deposits	(785		)	1			7,476			(39		)	6,653
Proceeds from issuance of long-term debt — third party	3,613			70			35,718			—			39,401
Repayments of long-term debt — third party	(11,238		)	(73		)	(28,598		)	—			(39,909		)
Net change in debt — intercompany	(44		)	(149		)	(3,984		)	4,177			—
Dividends paid — third party	(802		)	—			—			—			(802		)
Dividends paid and returns of contributed capital — intercompany	—			(457		)	(2,843		)	3,300			—
Capital contributions from parent	—			169			92			(261		)	—
Net cash (used in) provided by financing activities	(8,918		)	(414		)	10,192			7,177			8,037
Effect of exchange-rate changes on cash and cash equivalents	(63		)	—			5			—			(58		)
Net decrease in cash and cash equivalents	(2,289		)	(14		)	(1,249		)	25			(3,527		)
Adjustment for change in cash and cash equivalents of operations held-for-sale	—			—			(1,995		)	—			(1,995		)
Cash and cash equivalents at beginning of year	6,261			14			7,276			(516		)	13,035
Cash and cash equivalents at end of year	$	3,972		$	—		$	4,032		$	(491	)	$	7,513

Year ended December 31, 2011 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Operating activities
Net cash provided by operating activities	$	2,695		$	209		$	3,973		$	(1,384	)	$	5,493
Investing activities
Purchases of available-for-sale securities	—			—			(19,377		)	—			(19,377		)
Proceeds from sales of available-for-sale securities	1,494			—			12,738			—			14,232
Proceeds from maturities and repayments of available-for-sale securities	1			—			4,964			—			4,965
Net increase in finance receivables and loans	(2,933		)	(51		)	(14,014		)	—			(16,998		)
Proceeds from sales of finance receivables and loans	1,346			—			1,522			—			2,868
Net change in loans — intercompany	2,743			11			(88		)	(2,666		)	—
Net (increase) decrease in operating lease assets	2,890			—			(3,901		)	—			(1,011		)
Capital contributions to subsidiaries	(1,634		)	(855		)	—			2,489			—
Returns of contributed capital	1,255			—			—			(1,255		)	—
Proceeds from sale of business unit, net	—			—			50			—			50
Net change in restricted cash	157			—			189			—			346
Other, net	(33		)	(1		)	831			—			797
Net cash provided by (used in) investing activities	5,286			(896		)	(17,086		)	(1,432		)	(14,128		)
Financing activities
Net change in short-term borrowings — third party	237			47			230			—			514
Net increase in deposits	308			—			5,766			—			6,074
Proceeds from issuance of long-term debt — third party	3,201			200			41,353			—			44,754
Repayments of long-term debt — third party	(9,414		)	(226		)	(30,833		)	—			(40,473		)
Net change in debt — intercompany	71			30			(2,755		)	2,654			—
Dividends paid — third party	(819		)	—			—			—			(819		)
Dividends paid and returns of contributed capital — intercompany	—			(207		)	(2,431		)	2,638			—
Capital contributions from parent	—			855			1,634			(2,489		)	—
Net cash (used in) provided by financing activities	(6,416		)	699			12,964			2,803			10,050
Effect of exchange-rate changes on cash and cash equivalents	31			—			18			—			49
Net increase (decrease) in cash and cash equivalents	1,596			12			(131		)	(13		)	1,464
Adjustment for change in cash and cash equivalents of operations held-for-sale	—			—			(99		)	—			(99		)
Cash and cash equivalents at beginning of year	4,665			2			7,506			(503		)	11,670
Cash and cash equivalents at end of year	$	6,261		$	14		$	7,276		$	(516	)	$	13,035