Other Operating Expenses

6 Months Ended

Jun. 30, 2013

Other Cost and Expense Disclosure, Operating [Abstract]

Other Operating Expenses [Text Block]

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended June 30,					Six months ended June 30,
($ in millions)	2013			2012		2013		2012
Insurance commissions	$	93		$	94	$	185	$	193
Technology and communications	92			80		163		169
Professional services	54			32		102		70
Lease and loan administration	31			57		112		111
Regulatory and licensing fees	29			31		62		64
Advertising and marketing	28			32		63		67
Premises and equipment depreciation	21			19		41		36
Vehicle remarketing and repossession	13			12		27		28
Occupancy	11			12		22		26
Mortgage representation and warranty obligation, net (a)	(2		)	141		81		141
Other	33			42		103		101
Total other operating expenses	$	403		$	552	$	961	$	1,006

(a) Refer to Note 26 for further details on representation and warranty obligation.