Other Operating Expenses

12 Months Ended

Dec. 31, 2012

Other Cost and Expense Disclosure, Operating [Abstract]

Other Operating Expenses [Text Block]

Other Operating Expenses

Details of other operating expenses were as follows.

Year ended December 31, ($ in millions)	2012		2011		2010
Insurance commissions	382		431		510
Lease and loan administration	325		201		181
Technology and communications	317		342		320
Mortgage representation and warranty obligation, net	171		—		—
Professional services	149		171		168
Advertising and marketing	145		150		136
Regulatory and licensing fees	118		124		113
Premises and equipment depreciation	76		70		58
Vehicle remarketing and repossession	52		84		123
Occupancy	50		47		53
State and local non-income taxes	14		46		38
Other	263		317		323
Total other operating expenses	$	2,062	$	1,983	$	2,023