Other Operating Expenses

3 Months Ended

Mar. 31, 2013

Other Cost and Expense Disclosure, Operating [Abstract]

Other Operating Expenses [Text Block]

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months ended March 31,
($ in millions)	2013		2012
Insurance commissions	$	92	$	99
Mortgage representation and warranty obligation, net (a)	83		—
Lease and loan administration	81		54
Technology and communications	71		89
Professional services	48		38
Advertising and marketing	35		35
Regulatory and licensing fees	33		33
Premises and equipment depreciation	20		17
Vehicle remarketing and repossession	14		16
Occupancy	11		14
State and local non-income taxes	10		9
Other	60		50
Total other operating expenses	$	558	$	454

(a) Refer to Note 26 for further details on representation and warranty obligation.