Other Operating Expenses

12 Months Ended

Dec. 31, 2012

Other Cost and Expense Disclosure, Operating [Abstract]

Other Operating Expenses [Text Block]

Other Operating Expenses

Details of other operating expenses were as follows.

Year ended December 31, ($ in millions)	2012		2011		2010
Impairment and accruals related to ResCap Bankruptcy and deconsolidation (a)	$	1,192	$	—	$	—
Insurance commissions	382		432		511
Technology and communications	347		418		431
Lease and loan administration	315		168		143
Professional services	281		294		241
Advertising and marketing	150		168		137
Regulatory and licensing fees	119		127		115
Fines and penalties	90		222		—
Premises and equipment depreciation	83		81		70
Mortgage representation and warranty obligation, net	67		324		670
Occupancy	58		72		72
Vehicle remarketing and repossession	52		84		123
State and local non-income taxes	15		49		42
Other	347		497		523
Total other operating expenses	$	3,498	$	2,936	$	3,078

(a) This charge consists of the $442 million total impairment of our investment in ResCap and a $750 million accrual of a cash settlement offer to the Debtors' estate. Refer to Note 1 for more information regarding the Debtors' bankruptcy, deconsolidation, and this charge.