Parent And Guarantor Consolidating Financial Statements (Tables)

9 Months Ended

Sep. 30, 2012

Condensed Financial Information of Parent Company Only Disclosure [Abstract]

Parent And Guarantor Consolidating Financial Statements, Condensed Consolidating Statement Of Comprehensive Income [Table Text Block]

Nine months ended September 30, 2011 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Financing revenue and other interest income
Interest and fees on finance receivables and loans	$	818		$	21		$	4,144		$	(7	)	$	4,976
Interest and fees on finance receivables and loans — intercompany	235			17			19			(271		)	—
Interest on loans held-for-sale	—			—			256			—			256
Interest on trading assets	—			—			10			—			10
Interest and dividends on available-for-sale investment securities	3			—			308			—			311
Interest-bearing cash	5			—			36			—			41
Operating leases	663			—			1,120			—			1,783
Total financing revenue and other interest income	1,724			38			5,893			(278		)	7,377
Interest expense
Interest on deposits	48			—			468			—			516
Interest on short-term borrowings	41			2			197			—			240
Interest on long-term debt	2,746			8			1,276			—			4,030
Interest on intercompany debt	(12		)	20			270			(278		)	—
Total interest expense	2,823			30			2,211			(278		)	4,786
Depreciation expense on operating lease assets	218			—			504			—			722
Net financing (loss) revenue	(1,317		)	8			3,178			—			1,869
Dividends from subsidiaries
Nonbank subsidiaries	1,207			—			—			(1,207		)	—
Other revenue
Servicing fees	208			—			825			—			1,033
Servicing asset valuation and hedge activities, net	—			—			(663		)	—			(663		)
Total servicing income, net	208			—			162			—			370
Insurance premiums and service revenue earned	—			—			1,188			—			1,188
Gain on mortgage and automotive loans, net	20			—			281			—			301
Loss on extinguishment of debt	(64		)	—			—			—			(64		)
Other gain on investments, net	9			—			242			—			251
Other income, net of losses	(124		)	1			1,159			(463		)	573
Total other revenue	49			1			3,032			(463		)	2,619
Total net (loss) revenue	(61		)	9			6,210			(1,670		)	4,488
Provision for loan losses	118			—			95			—			213
Noninterest expense
Compensation and benefits expense	485			8			639			—			1,132
Insurance losses and loss adjustment expenses	—			—			567			—			567
Other operating expenses	376			3			2,475			(462		)	2,392
Total noninterest expense	861			11			3,681			(462		)	4,091
(Loss) income from continuing operations before income tax (benefit) expense and undistributed income (loss) of subsidiaries	(1,040		)	(2		)	2,434			(1,208		)	184
Income tax (benefit) expense from continuing operations	(435		)	3			538			—			106
Net (loss) income from continuing operations	(605		)	(5		)	1,896			(1,208		)	78
Loss from discontinued operations, net of tax	(12		)	—			(17		)	—			(29		)
Undistributed income (loss) of subsidiaries
Bank subsidiary	862			862			—			(1,724		)	—
Nonbank subsidiaries	(196		)	391			—			(195		)	—
Net income	49			1,248			1,879			(3,127		)	49
Other comprehensive loss, net of tax	(217		)	(45		)	(398		)	443			(217		)
Comprehensive (loss) income	$	(168	)	$	1,203		$	1,481		$	(2,684	)	$	(168	)

Three months ended September 30, 2011 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Financing revenue and other interest income
Interest and fees on finance receivables and loans	$	297		$	7		$	1,379		$	(3	)	$	1,680
Interest and fees on finance receivables and loans — intercompany	61			6			7			(74		)	—
Interest on loans held-for-sale	—			—			86			—			86
Interest on trading assets	—			—			4			—			4
Interest and dividends on available-for-sale investment securities	—			—			102			—			102
Interest-bearing cash	1			—			13			—			14
Operating leases	48			—			482			—			530
Total financing revenue and other interest income	407			13			2,073			(77		)	2,416
Interest expense
Interest on deposits	17			—			162			—			179
Interest on short-term borrowings	15			1			45			—			61
Interest on long-term debt	843			3			447			—			1,293
Interest on intercompany debt	(4		)	7			74			(77		)	—
Total interest expense	871			11			728			(77		)	1,533
Depreciation expense on operating lease assets	18			—			258			—			276
Net financing (loss) revenue	(482		)	2			1,087			—			607
Dividends from subsidiaries
Nonbank subsidiaries	696			—			—			(696		)	—
Other revenue
Servicing fees	69			—			266			—			335
Servicing asset valuation and hedge activities, net	—			—			(471		)	—			(471		)
Total servicing income, net	69			—			(205		)	—			(136		)
Insurance premiums and service revenue earned	—			—			390			—			390
Gain on mortgage and automotive loans, net	—			—			95			—			95
Other gain on investments, net	—			—			75			—			75
Other income, net of losses	(79		)	—			369			(160		)	130
Total other (loss) revenue	(10		)	—			724			(160		)	554
Total net revenue	204			2			1,811			(856		)	1,161
Provision for loan losses	40			—			10			—			50
Noninterest expense
Compensation and benefits expense	95			3			195			—			293
Insurance losses and loss adjustment expenses	—			—			170			—			170
Other operating expenses	141			1			771			(159		)	754
Total noninterest expense	236			4			1,136			(159		)	1,217
(Loss) income from continuing operations before income tax (benefit) expense and undistributed income (loss) of subsidiaries	(72		)	(2		)	665			(697		)	(106		)
Income tax (benefit) expense from continuing operations	(146		)	(2		)	241			—			93
Net income (loss) from continuing operations	74			—			424			(697		)	(199		)
Loss from discontinued operations, net of tax	(2		)	—			(9		)	—			(11		)
Undistributed income (loss) of subsidiaries
Bank subsidiary	366			366			—			(732		)	—
Nonbank subsidiaries	(648		)	78			—			570			—
Net (loss) income	(210		)	444			415			(859		)	(210		)
Other comprehensive loss, net of tax	(281		)	(216		)	(715		)	931			(281		)
Comprehensive (loss) income	$	(491	)	$	228		$	(300	)	$	72		$	(491	)

Nine months ended September 30, 2012($ in millions)	Parent			Guarantors		Nonguarantors			Consolidating adjustments			Ally consolidated
Financing revenue and other interest income
Interest and fees on finance receivables and loans	$	679		$	20	$	4,321		$	—		$	5,020
Interest and fees on finance receivables and loans — intercompany	102			10		17			(129		)	—
Interest on loans held-for-sale	15			—		116			—			131
Interest on trading assets	—			—		13			—			13
Interest and dividends on available-for-sale investment securities	—			—		243			—			243
Interest-bearing cash	14			—		40			—			54
Interest-bearing cash — intercompany	—			—		13			(13		)	—
Operating leases	137			—		1,621			—			1,758
Total financing revenue and other interest income	947			30		6,384			(142		)	7,219
Interest expense
Interest on deposits	47			—		508			—			555
Interest on short-term borrowings	48			2		131			—			181
Interest on long-term debt	2,089			7		1,190			—			3,286
Interest on intercompany debt	—			14		128			(142		)	—
Total interest expense	2,184			23		1,957			(142		)	4,022
Depreciation expense on operating lease assets	60			—		909			—			969
Net financing (loss) revenue	(1,297		)	7		3,518			—			2,228
Dividends from subsidiaries
Nonbank subsidiaries	419			5		—			(424		)	—
Other revenue
Servicing fees	148			—		469			—			617
Servicing asset valuation and hedge activities, net	—			—		70			—			70
Total servicing income, net	148			—		539			—			687
Insurance premiums and service revenue earned	—			—		1,098			—			1,098
(Loss) gain on mortgage and automotive loans, net	(2		)	—		403			—			401
Other gain on investments, net	—			—		137			—			137
Other income, net of losses	215			375		1,042			(904		)	728
Total other revenue	361			375		3,219			(904		)	3,051
Total net (loss) revenue	(517		)	387		6,737			(1,328		)	5,279
Provision for loan losses	108			—		177			—			285
Noninterest expense
Compensation and benefits expense	598			381		604			(375		)	1,208
Insurance losses and loss adjustment expenses	—			—		518			—			518
Other operating expenses	1,016			2		2,779			(529		)	3,268
Total noninterest expense	1,614			383		3,901			(904		)	4,994
(Loss) income from continuing operations before income tax (benefit) expense and undistributed income of subsidiaries	(2,239		)	4		2,659			(424		)	—
Income tax (benefit) expense from continuing operations	(826		)	—		998			—			172
Net (loss) income from continuing operations	(1,413		)	4		1,661			(424		)	(172		)
Income (loss) from discontinued operations, net of tax	19			—		(51		)	—			(32		)
Undistributed income of subsidiaries
Bank subsidiary	729			729		—			(1,458		)	—
Nonbank subsidiaries	461			261		—			(722		)	—
Net (loss) income	(204		)	994		1,610			(2,604		)	(204		)
Other comprehensive income, net of tax	199			212		502			(714		)	199
Comprehensive (loss) income	$	(5	)	$	1,206	$	2,112		$	(3,318	)	$	(5	)

Condensed Consolidating Statement of Comprehensive Income

Three months ended September 30, 2012($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Financing revenue and other interest income
Interest and fees on finance receivables and loans	$	228		$	5		$	1,418		$	—		$	1,651
Interest and fees on finance receivables and loans — intercompany	29			2			4			(35		)	—
Interest on loans held-for-sale	4			—			18			—			22
Interest and dividends on available-for-sale investment securities	—			—			73			—			73
Interest-bearing cash	7			—			15			—			22
Interest-bearing cash — intercompany	—			—			4			(4		)	—
Operating leases	50			—			589			—			639
Total financing revenue and other interest income	318			7			2,121			(39		)	2,407
Interest expense
Interest on deposits	14			—			171			—			185
Interest on short-term borrowings	15			1			30			—			46
Interest on long-term debt	686			2			353			—			1,041
Interest on intercompany debt	1			3			36			(40		)	—
Total interest expense	716			6			590			(40		)	1,272
Depreciation expense on operating lease assets	29			—			329			—			358
Net financing (loss) revenue	(427		)	1			1,202			1			777
Dividends from subsidiaries
Nonbank subsidiaries	99			—			—			(99		)	—
Other revenue
Servicing fees	46			—			45			—			91
Servicing asset valuation and hedge activities, net	—			—			134			—			134
Total servicing income, net	46			—			179			—			225
Insurance premiums and service revenue earned	—			—			364			—			364
Gain on mortgage and automotive loans, net	2			—			139			—			141
Other gain on investments, net	—			—			(19		)	—			(19		)
Other income, net of losses	70			120			339			(304		)	225
Total other revenue	118			120			1,002			(304		)	936
Total net (loss) revenue	(210		)	121			2,204			(402		)	1,713
Provision for loan losses	55			—			61			—			116
Noninterest expense
Compensation and benefits expense	198			122			145			(121		)	344
Insurance losses and loss adjustment expenses	—			—			151			—			151
Other operating expenses	105			1			696			(183		)	619
Total noninterest expense	303			123			992			(304		)	1,114
(Loss) income from continuing operations before income tax (benefit) expense and undistributed income of subsidiaries	(568		)	(2		)	1,151			(98		)	483
Income tax (benefit) expense from continuing operations	(305		)	—			398			—			93
Net (loss) income from continuing operations	(263		)	(2		)	753			(98		)	390
Income (loss) from discontinued operations, net of tax	2			—			(8		)	—			(6		)
Undistributed income of subsidiaries
Bank subsidiary	231			231			—			(462		)	—
Nonbank subsidiaries	414			62			—			(476		)	—
Net income	384			291			745			(1,036		)	384
Other comprehensive income, net of tax	218			241			539			(780		)	218
Comprehensive income	$	602		$	532		$	1,284		$	(1,816	)	$	602

Parent And Guarantor Consolidating Financial Statements, Condensed Consolidating Balance Sheet [Table Text Block]

December 31, 2011 ($ in millions)	Parent (a)			Guarantors			Nonguarantors (a)			Consolidating adjustments			Ally consolidated
Assets
Cash and cash equivalents
Noninterest-bearing	$	1,413		$	—		$	1,062		$	—		$	2,475
Interest-bearing	4,848			14			5,698			—			10,560
Interest-bearing — intercompany	—			—			516			(516		)	—
Total cash and cash equivalents	6,261			14			7,276			(516		)	13,035
Trading assets	—			—			622			—			622
Investment securities	—			—			15,135			—			15,135
Loans held-for-sale, net	425			—			8,132			—			8,557
Finance receivables and loans, net
Finance receivables and loans, net	15,151			476			99,128			—			114,755
Intercompany loans to
Bank subsidiary	4,920			—			—			(4,920		)	—
Nonbank subsidiaries	5,448			356			550			(6,354		)	—
Allowance for loan losses	(245		)	(2		)	(1,256		)	—			(1,503		)
Total finance receivables and loans, net	25,274			830			98,422			(11,274		)	113,252
Investment in operating leases, net	928			—			8,347			—			9,275
Intercompany receivables from
Bank subsidiary	82			—			—			(82		)	—
Nonbank subsidiaries	1,070			327			577			(1,974		)	—
Investment in subsidiaries
Bank subsidiary	13,061			13,061			—			(26,122		)	—
Nonbank subsidiaries	17,433			3,809			—			(21,242		)	—
Mortgage servicing rights	—			—			2,519			—			2,519
Premiums receivable and other insurance assets	—			—			1,853			—			1,853
Other assets	2,664			3			16,712			(638		)	18,741
Assets of operations held-for-sale	(174		)	—			1,244			—			1,070
Total assets	$	67,024		$	18,044		$	160,839		$	(61,848	)	$	184,059
Liabilities
Deposit liabilities
Noninterest-bearing	$	—		$	—		$	2,029		$	—		$	2,029
Interest-bearing	1,768			—			41,253			—			43,021
Total deposit liabilities	1,768			—			43,282			—			45,050
Short-term borrowings	2,756			136			4,788			—			7,680
Long-term debt	39,524			214			53,056			—			92,794
Intercompany debt to
Nonbank subsidiaries	574			492			10,724			(11,790		)	—
Intercompany payables to
Bank subsidiary	39			—			—			(39		)	—
Nonbank subsidiaries	1,266			1			750			(2,017		)	—
Interest payable	1,167			3			417			—			1,587
Unearned insurance premiums and service revenue	—			—			2,576			—			2,576
Reserves for insurance losses and loss adjustment expenses	—			—			580			—			580
Accrued expenses and other liabilities	559			323			13,839			(637		)	14,084
Liabilities of operations held-for-sale	—			—			337			—			337
Total liabilities	47,653			1,169			130,349			(14,483		)	164,688
Total equity	19,371			16,875			30,490			(47,365		)	19,371
Total liabilities and equity	$	67,024		$	18,044		$	160,839		$	(61,848	)	$	184,059

(a) Amounts presented are based upon the legal transfer of the underlying assets to VIEs in order to reflect legal ownership.

September 30, 2012($ in millions)	Parent (a)			Guarantors			Nonguarantors (a)			Consolidating adjustments			Ally consolidated
Assets
Cash and cash equivalents
Noninterest-bearing	$	830		$	—		$	475		$	—		$	1,305
Noninterest-bearing — intercompany	33			—			—			(33		)	—
Interest-bearing	6,014			2			9,836			—			15,852
Interest-bearing — intercompany	—			—			990			(990		)	—
Total cash and cash equivalents	6,877			2			11,301			(1,023		)	17,157
Investment securities	—			—			13,770			—			13,770
Loans held-for-sale, net	—			—			1,937			—			1,937
Finance receivables and loans, net
Finance receivables and loans, net	18,073			392			102,794			—			121,259
Intercompany loans to
Bank subsidiary	3,400			—			—			(3,400		)	—
Nonbank subsidiaries	3,604			129			270			(4,003		)	—
Allowance for loan losses	(266		)	(1		)	(1,156		)	—			(1,423		)
Total finance receivables and loans, net	24,811			520			101,908			(7,403		)	119,836
Investment in operating leases, net	1,443			—			11,265			—			12,708
Intercompany receivables from
Bank subsidiary	491			—			—			(491		)	—
Nonbank subsidiaries	221			339			146			(706		)	—
Investment in subsidiaries
Bank subsidiary	13,953			13,953			—			(27,906		)	—
Nonbank subsidiaries	16,404			4,222			—			(20,626		)	—
Mortgage servicing rights	—			—			902			—			902
Premiums receivable and other insurance assets	—			—			1,861			—			1,861
Other assets	2,638			22			11,988			(712		)	13,936
Assets of operations held-for-sale	(20		)	—			395			—			375
Total assets	$	66,818		$	19,058		$	155,473		$	(58,867	)	$	182,482
Liabilities
Deposit liabilities
Noninterest-bearing	$	—		$	—		$	2,487		$	—		$	2,487
Noninterest-bearing — intercompany	—			—			33			(33		)	—
Interest-bearing	1,333			—			46,052			—			47,385
Total deposit liabilities	1,333			—			48,572			(33		)	49,872
Short-term borrowings	3,093			137			2,647			—			5,877
Long-term debt	39,612			168			53,248			—			93,028
Intercompany debt to
Nonbank subsidiaries	1,048			211			7,134			(8,393		)	—
Intercompany payables to
Bank subsidiary	497			—			—			(497		)	—
Nonbank subsidiaries	447			2			252			(701		)	—
Interest payable	1,151			5			434			—			1,590
Unearned insurance premiums and service revenue	—			—			2,693			—			2,693
Reserves for insurance losses and loss adjustment expenses	—			—			441			—			441
Accrued expenses and other liabilities	872			344			9,458			(712		)	9,962
Liabilities of operations held-for-sale	—			—			254			—			254
Total liabilities	48,053			867			125,133			(10,336		)	163,717
Total equity	18,765			18,191			30,340			(48,531		)	18,765
Total liabilities and equity	$	66,818		$	19,058		$	155,473		$	(58,867	)	$	182,482

(a) Amounts presented are based upon the legal transfer of the underlying assets to VIEs in order to reflect legal ownership.

Parent And Guarantor Consolidating Financial Statements, Condensed Consolidating Statement of Cash Flows [Table Text Block]

Condensed Consolidating Statement of Cash Flows

Nine months ended September 30, 2012($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Operating activities
Net cash (used in) provided by operating activities	$	(104	)	$	34		$	5,339		$	(424	)	$	4,845
Investing activities
Purchases of available-for-sale securities	—			—			(9,592		)	—			(9,592		)
Proceeds from sales of available-for-sale securities	—			—			6,774			—			6,774
Proceeds from maturities of available-for-sale securities	—			—			4,940			—			4,940
Net (increase) decrease in finance receivables and loans	(1,857		)	84			(6,152		)	—			(7,925		)
Proceeds from sales of finance receivables and loans	352			—			1,977			—			2,329
Net decrease (increase) in loans — intercompany	1,989			227			281			(2,497		)	—
Net increase in operating lease assets	(928		)	—			(3,381		)	—			(4,309		)
Capital contributions to subsidiaries	(56		)	—			—			56			—
Returns of contributed capital	1,926			—			—			(1,926		)	—
Net cash effect from deconsolidation of ResCap	—			—			(539		)	—			(539		)
Proceeds from sale of business units, net	29			—			487			—			516
Other, net	(155		)	(20		)	250			—			75
Net cash provided by (used in) investing activities	1,300			291			(4,955		)	(4,367		)	(7,731		)
Financing activities
Net change in short-term borrowings — third party	336			1			(2,010		)	—			(1,673		)
Net increase in bank deposits	—			—			4,706			(33		)	4,673
Proceeds from issuance of long-term debt — third party	3,092			—			24,428			—			27,520
Repayments of long-term debt — third party	(3,392		)	(46		)	(19,470		)	—			(22,908		)
Net change in debt — intercompany	474			(281		)	(2,216		)	2,023			—
Dividends paid — third party	(601		)	—			—			—			(601		)
Dividends paid and returns of contributed capital — intercompany	—			(11		)	(2,339		)	2,350			—
Capital contributions from parent	—			—			56			(56		)	—
Other, net	(436		)	—			410			—			(26		)
Net cash (used in) provided by financing activities	(527		)	(337		)	3,565			4,284			6,985
Effect of exchange-rate changes on cash and cash equivalents	(53		)	—			52			—			(1		)
Net increase (decrease) in cash and cash equivalents	616			(12		)	4,001			(507		)	4,098
Adjustment for change in cash and cash equivalents of operations held-for-sale	—			—			24			—			24
Cash and cash equivalents at beginning of year	6,261			14			7,276			(516		)	13,035
Cash and cash equivalents at September 30,	$	6,877		$	2		$	11,301		$	(1,023	)	$	17,157

Nine months ended September 30, 2011 ($ in millions)	Parent			Guarantors			Nonguarantors			Consolidating adjustments			Ally consolidated
Operating activities
Net cash provided by operating activities	$	2,767		$	220		$	4,002		$	(1,208	)	$	5,781
Investing activities
Purchases of available-for-sale securities	—			—			(15,020		)	—			(15,020		)
Proceeds from sales of available-for-sale securities	1,494			—			10,599			—			12,093
Proceeds from maturities of available-for-sale securities	1			—			3,724			—			3,725
Net (increase) decrease in finance receivables and loans	(3,030		)	57			(7,732		)	—			(10,705		)
Proceeds from sales of finance receivables and loans	1,346			—			1,522			—			2,868
Net decrease (increase) in loans — intercompany	4,225			(7		)	25			(4,243		)	—
Net decrease (increase) in operating lease assets	3,028			—			(3,498		)	—			(470		)
Capital contributions to subsidiaries	(1,339		)	(855		)	—			2,194			—
Returns of contributed capital	1,072			—			—			(1,072		)	—
Proceeds from sale of business units, net	—			—			50			—			50
Other, net	(251		)	—			884			—			633
Net cash provided by (used in) investing activities	6,546			(805		)	(9,446		)	(3,121		)	(6,826		)
Financing activities
Net change in short-term borrowings — third party	129			36			(1,428		)	—			(1,263		)
Net increase in bank deposits	—			—			4,454			—			4,454
Proceeds from issuance of long-term debt — third party	3,228			70			33,602			—			36,900
Repayments of long-term debt — third party	(8,415		)	(133		)	(26,028		)	—			(34,576		)
Net change in debt — intercompany	260			(25		)	(4,218		)	3,983			—
Dividends paid — third party	(619		)	—			—			—			(619		)
Dividends paid and returns of contributed capital — intercompany	—			(207		)	(2,073		)	2,280			—
Capital contributions from parent	—			855			1,339			(2,194		)	—
Other, net	363			—			599			—			962
Net cash (used in) provided by financing activities	(5,054		)	596			6,247			4,069			5,858
Effect of exchange-rate changes on cash and cash equivalents	—			—			(45		)	—			(45		)
Net increase in cash and cash equivalents	4,259			11			758			(260		)	4,768
Adjustment for change in cash and cash equivalents of operations held-for-sale	—			—			(36		)	—			(36		)
Cash and cash equivalents at beginning of year	4,665			1			7,508			(504		)	11,670
Cash and cash equivalents at September 30,	$	8,924		$	12		$	8,230		$	(764	)	$	16,402