Segment And Geographic Information (Tables)

9 Months Ended

Sep. 30, 2012

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Financial information for our reportable operating segments is summarized as follows.



	Global Automotive Services
Three months ended September 30, ($ in millions)	North American Automotive Finance operations		International Automotive Finance operations (a)			Insurance operations		Mortgage operations (b)			Corporate and Other (c)			Consolidated (d)
2012
Net financing revenue (loss)	$	856	$	166		$	22	$	53		$	(320	)	$	777
Other revenue	75		53			343		446			19			936
Total net revenue (loss)	931		219			365		499			(301		)	1,713
Provision for loan losses	102		13			—		6			(5		)	116
Total noninterest expense	319		137			332		139			187			1,114
Income (loss) from continuing operations before income tax expense	$	510	$	69		$	33	$	354		$	(483	)	$	483
Total assets	$	106,909	$	16,211		$	8,461	$	17,004		$	33,897		$	182,482
2011
Net financing revenue (loss)	$	755	$	167		$	21	$	75		$	(411	)	$	607
Other revenue (loss)	126		61			426		(99		)	40			554
Total net revenue (loss)	881		228			447		(24		)	(371		)	1,161
Provision for loan losses	25		(2		)	—		31			(4		)	50
Total noninterest expense	305		141			336		354			81			1,217
Income (loss) from continuing operations before income tax expense	$	551	$	89		$	111	$	(409	)	$	(448	)	$	(106	)
Total assets	$	90,532	$	15,314		$	8,215	$	35,502		$	32,393		$	181,956


(a)	Amounts include intrasegment eliminations between our North American Automotive Finance operations, International Automotive Finance operations, and Insurance operations.


(b)	Represents the mortgage activities of Ally Bank.


(c)	Total assets for the Commercial Finance Group were $1.3 billion and $1.3 billion at September 30, 2012 and 2011, respectively.


(d)	Net financing revenue (loss) after the provision for loan losses totaled $661 million and $557 million for the three months ended September 30, 2012 and 2011, respectively.



	Global Automotive Services
Nine months ended September 30, ($ in millions)	North American Automotive Finance operations		International Automotive Finance operations (a)		Insurance operations		Mortgage operations (b)			Corporate and Other (c)			Consolidated (d)
2012
Net financing revenue (loss)	$	2,468	$	501	$	65	$	143		$	(949	)	$	2,228
Other revenue	268		178		1,199		1,361			45			3,051
Total net revenue (loss)	2,736		679		1,264		1,504			(904		)	5,279
Provision for loan losses	196		75		—		54			(40		)	285
Total noninterest expense	957		418		1,064		881			1,674			4,994
Income (loss) from continuing operations before income tax expense	$	1,583	$	186	$	200	$	569		$	(2,538	)	$	—
Total assets	$	106,909	$	16,211	$	8,461	$	17,004		$	33,897		$	182,482
2011
Net financing revenue (loss)	$	2,451	$	505	$	68	$	204		$	(1,359	)	$	1,869
Other revenue	349		175		1,347		576			172			2,619
Total net revenue (loss)	2,800		680		1,415		780			(1,187		)	4,488
Provision for loan losses	126		42		—		115			(70		)	213
Total noninterest expense	1,046		449		1,101		1,156			339			4,091
Income (loss) from continuing operations before income tax expense	$	1,628	$	189	$	314	$	(491	)	$	(1,456	)	$	184
Total assets	$	90,532	$	15,314	$	8,215	$	35,502		$	32,393		$	181,956


(a)	Amounts include intrasegment eliminations between our North American Automotive Finance operations, International Automotive Finance operations, and Insurance operations.


(b)	Represents the ResCap legal entity (prior to its deconsolidation from Ally as of May 14, 2012) and the mortgage activities of Ally Bank.


(c)	Total assets for the Commercial Finance Group were $1.3 billion and $1.3 billion at September 30, 2012 and 2011, respectively.


(d)	Net financing revenue (loss) after the provision for loan losses totaled $1.9 billion and $1.7 billion for the nine months ended September 30, 2012 and 2011, respectively.

Information Concerning Principal Geographic Areas [Table Text Block]



Nine months ended September 30, ($ in millions)	Revenue (a)(b)		Income (loss) from continuing operations before income tax expense (a)(c)			Net income (loss) (a)(c)
2012
Canada	$	528	$	290		$	227
Europe (d)	312		171			124
Latin America	766		216			171
Asia-Pacific	73		71			71
Total foreign	1,679		748			593
Total domestic (e)	3,600		(748		)	(797		)
Total	$	5,279	$	—		$	(204	)
2011
Canada	$	659	$	360		$	353
Europe (d)	320		183			153
Latin America	700		188			124
Asia-Pacific	60		58			48
Total foreign	1,739		789			678
Total domestic (e)	2,749		(605		)	(629		)
Total	$	4,488	$	184		$	49


(a)	The 2011 balances for Asia-Pacific and domestic were reclassified to conform with the 2012 presentation. These reclassifications have no impact to our condensed consolidated results of operations.


(b)	Revenue consists of net financing revenue and total other revenue as presented in our Condensed Consolidated Statement of Comprehensive Income.


(c)	The domestic amounts include original discount amortization of $291 million and $784 million for the nine months ended September 30, 2012 and 2011, respectively.


(d)	Amounts include eliminations between our foreign operations.


(e)	Amounts include eliminations between our domestic and foreign operations.

Information concerning principal geographic areas were as follows.



Three months ended September 30, ($ in millions)	Revenue (a)(b)		Income (loss) from continuing operations before income tax expense (a)(c)			Net income (loss) (a)(c)
2012
Canada	$	158	$	74		$	62
Europe (d)	80		29			9
Latin America	258		83			62
Asia-Pacific	22		21			21
Total foreign	518		207			154
Total domestic (e)	1,195		276			230
Total	$	1,713	$	483		$	384
2011
Canada	$	225	$	138		$	78
Europe (d)	106		75			55
Latin America	212		42			30
Asia-Pacific	21		20			10
Total foreign	564		275			173
Total domestic (e)	597		(381		)	(383		)
Total	$	1,161	$	(106	)	$	(210	)


(a)	The 2011 balances for Asia-Pacific and domestic were reclassified to conform with the 2012 presentation. These reclassifications have no impact to our condensed consolidated results of operations.


(b)	Revenue consists of net financing revenue and total other revenue as presented in our Condensed Consolidated Statement of Comprehensive Income.


(c)	The domestic amounts include original discount amortization of $79 million and $228 million for the three months ended September 30, 2012 and 2011, respectively.


(d)	Amounts include eliminations between our foreign operations.


(e)	Amounts include eliminations between our domestic and foreign operations.

- Definition

Tabular disclosure of information concerning material long-lived assets (excluding financial instruments, customer relationships with financial institutions, mortgage and other servicing rights, deferred policy acquisition costs, and deferred taxes assets) located in identified geographic areas and/or the amount of revenue from external customers attributed to that country from which revenue is material. An entity may also provide subtotals of geographic information about groups of countries.

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- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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