Segment And Geographic Information (Tables)

6 Months Ended

Jun. 30, 2012

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Financial information for our reportable operating segments is summarized as follows.



	Global Automotive Services
Three months ended June 30, ($ in millions)	North American Automotive Finance operations		International Automotive Finance operations (a)		Insurance operations		Mortgage operations (b)			Corporate and Other (c)			Consolidated (d)
2012
Net financing revenue (loss)	$	837	$	171	$	23	$	33		$	(282	)	$	782
Other revenue (loss)	114		59		408		368			(21		)	928
Total net revenue (loss)	951		230		431		401			(303		)	1,710
Provision for loan losses	16		15		—		21			(23		)	29
Total noninterest expense	304		143		388		356			1,339			2,530
Income (loss) from continuing operations before income tax expense	$	631	$	72	$	43	$	24		$	(1,619	)	$	(849	)
Total assets	$	104,927	$	15,467	$	8,237	$	17,146		$	32,783		$	178,560
2011
Net financing revenue (loss)	$	878	$	172	$	25	$	69		$	(426	)	$	718
Other revenue	114		56		458		322			107			1,057
Total net revenue (loss)	992		228		483		391			(319		)	1,775
Provision for loan losses	55		7		—		37			(49		)	50
Total noninterest expense	378		152		411		479			114			1,534
Income (loss) from continuing operations before income tax expense	$	559	$	69	$	72	$	(125	)	$	(384	)	$	191
Total assets	$	90,943	$	16,582	$	8,533	$	31,323		$	31,508		$	178,889


(a)	Amounts include intrasegment eliminations between our North American Automotive Finance operations, International Automotive Finance operations, and Insurance operations.


(b)	Represents the ResCap legal entity (prior to its deconsolidation from Ally as of May 14, 2012) and the mortgage activities of Ally Bank.


(c)	Total assets for the Commercial Finance Group were $1.2 billion and $1.3 billion at June 30, 2012 and 2011, respectively.


(d)	Net financing revenue (loss) after the provision for loan losses totaled $753 million and $668 million for the three months ended June 30, 2012 and 2011, respectively.



	Global Automotive Services
Six months ended June 30, ($ in millions)	North American Automotive Finance operations		International Automotive Finance operations (a)		Insurance operations		Mortgage operations (b)			Corporate and Other (c)			Consolidated (d)
2012
Net financing revenue (loss)	$	1,612	$	335	$	43	$	90		$	(629	)	$	1,451
Other revenue	193		125		856		915			26			2,115
Total net revenue (loss)	1,805		460		899		1,005			(603		)	3,566
Provision for loan losses	94		62		—		48			(35		)	169
Total noninterest expense	638		281		732		742			1,487			3,880
Income (loss) from continuing operations before income tax expense	$	1,073	$	117	$	167	$	215		$	(2,055	)	$	(483	)
Total assets	$	104,927	$	15,467	$	8,237	$	17,146		$	32,783		$	178,560
2011
Net financing revenue (loss)	$	1,696	$	338	$	47	$	129		$	(948	)	$	1,262
Other revenue	223		114		921		675			132			2,065
Total net revenue (loss)	1,919		452		968		804			(816		)	3,327
Provision for loan losses	101		44		—		84			(66		)	163
Total noninterest expense	741		308		765		802			258			2,874
Income (loss) from continuing operations before income tax expense	$	1,077	$	100	$	203	$	(82	)	$	(1,008	)	$	290
Total assets	$	90,943	$	16,582	$	8,533	$	31,323		$	31,508		$	178,889


(a)	Amounts include intrasegment eliminations between our North American Automotive Finance operations, International Automotive Finance operations, and Insurance operations.


(b)	Represents the ResCap legal entity (prior to its deconsolidation from Ally as of May 14, 2012) and the mortgage activities of Ally Bank.


(c)	Total assets for the Commercial Finance Group were $1.2 billion and $1.3 billion at June 30, 2012 and 2011, respectively.


(d)	Net financing revenue (loss) after the provision for loan losses totaled $1.3 billion and $1.1 billion for the six months ended June 30, 2012 and 2011, respectively.

Information Concerning Principal Geographic Areas [Table Text Block]



Six months ended June 30, ($ in millions)	Revenue (a)(b)		Income (loss) from continuing operations before income tax expense (a)(c)			Net income (loss) (a)(c)
2012
Canada	$	369	$	215		$	165
Europe (d)	233		142			115
Latin America	508		134			108
Asia-Pacific	2		1			1
Total foreign	1,112		492			389
Total domestic (e)	2,454		(975		)	(977		)
Total	$	3,566	$	(483	)	$	(588	)
2011
Canada	$	434	$	222		$	275
Europe (d)	214		107			98
Latin America	488		146			94
Asia-Pacific	1		(1		)	(1		)
Total foreign	1,137		474			466
Total domestic (e)	2,190		(184		)	(207		)
Total	$	3,327	$	290		$	259


(a)	The 2011 balances for Asia-Pacific and domestic were reclassified to conform with the 2012 presentation. These reclassifications have no impact to our condensed consolidated results of operations.


(b)	Revenue consists of net financing revenue and total other revenue as presented in our Condensed Consolidated Statement of Comprehensive Income.


(c)	The domestic amounts include original discount amortization of $211 million and $556 million for the six months ended June 30, 2012 and 2011, respectively.


(d)	Amounts include eliminations between our foreign operations.


(e)	Amounts include eliminations between our domestic and foreign operations.

Information concerning principal geographic areas were as follows.



Three months ended June 30, ($ in millions)	Revenue (a)(b)		Income (loss) from continuing operations before income tax expense (a)(c)			Net income (loss) (a)(c)
2012
Canada	$	179	$	102		$	80
Europe (d)	145		111			92
Latin America	262		82			66
Asia-Pacific	23		23			23
Total foreign	609		318			261
Total domestic (e)	1,101		(1,167		)	(1,159		)
Total	$	1,710	$	(849	)	$	(898	)
2011
Canada	$	245	$	136		$	98
Europe (d)	103		56			49
Latin America	251		73			62
Asia-Pacific	18		18			18
Total foreign	617		283			227
Total domestic (e)	1,158		(92		)	(114		)
Total	$	1,775	$	191		$	113


(a)	The 2011 balances for Asia-Pacific and domestic were reclassified to conform with the 2012 presentation. These reclassifications have no impact to our condensed consolidated results of operations.


(b)	Revenue consists of net financing revenue and total other revenue as presented in our Condensed Consolidated Statement of Comprehensive Income.


(c)	The domestic amounts include original discount amortization of $100 million and $257 million for the three months ended June 30, 2012 and 2011, respectively.


(d)	Amounts include eliminations between our foreign operations.


(e)	Amounts include eliminations between our domestic and foreign operations.

- Definition

Tabular disclosure of information concerning material long-lived assets (excluding financial instruments, customer relationships with financial institutions, mortgage and other servicing rights, deferred policy acquisition costs, and deferred taxes assets) located in identified geographic areas and/or the amount of revenue from external customers attributed to that country from which revenue is material. An entity may also provide subtotals of geographic information about groups of countries.

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- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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