Condensed Consolidated Statement of Comprehensive Income (USD $) In Millions, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012		Mar. 31, 2011
Financing revenue and other interest income
Interest and fees on finance receivables and loans	$ 1,678		$ 1,621
Interest on loans held-for-sale	73		84
Interest on trading assets	11		3
Interest and dividends on available-for-sale investment securities	84		103
Interest-bearing cash	14		12
Operating leases	540		655
Total financing revenue and other interest income	2,400		2,478
Interest expense
Interest on deposits	186		166
Interest on short-term borrowings	75		92
Interest on long-term debt	1,177		1,406
Total interest expense	1,438		1,664
Depreciation expense on operating lease assets	293		270
Net financing revenue	669		544
Other revenue
Servicing fees	310		357
Servicing asset valuation and hedge activities, net	9		(87)
Total servicing income, net	319		270
Insurance premiums and service revenue earned	375		399
Gain (loss) on mortgage and automotive loans, net	126		90
Gain (loss) on extinguishment of debt	0		(39)
Other gain (loss) on investments, net	90		84
Other income, net of losses	277		204
Total other revenue	1,187		1,008
Total net revenue	1,856		1,552
Provision for loan losses	140		113
Noninterest expense
Compensation and benefits expense	475		424
Insurance losses and loss adjustment expenses	159		170
Other operating expenses	716		746
Total noninterest expense	1,350		1,340
Income (loss) from continuing operations before income tax expense	366		99
Income tax expense (benefit) from continuing operations	64		(70)
Net income (loss) from continuing operations	302		169
Income (loss) from discontinued operations, net of tax	8		(23)
Net income (loss)	310		146
Other comprehensive income (loss), net of tax	187		(25)
Comprehensive income	497		121
Net income (loss) attributable to common shareholders
Net income (loss) from continuing operations	302		169
Preferred stock dividends - U.S. Department of Treasury	(134)		(134)
Preferred stock dividends	(67)		(69)
Impact of preferred stock amendment	0		32
Net income (loss) from continuing operations attributable to common shareholders	101	[1]	(2)	[1]
Income (loss) from discontinued operations, net of tax	8		(23)
Net income (loss) attributable to common shareholders	$ 109		$ (25)
Basic weighted-average common shares outstanding	1,330,970		1,330,970
Diluted weighted-average common shares outstanding	1,330,970	[1]	1,330,970	[1]
Basic earnings per common share
Net income (loss) from continuing operations	$ 76		$ (2)
Income (Loss) from Discontinued Operations, Net of Tax, Per Basic Share	$ 6		$ (17)
Net income (loss)	$ 82		$ (19)
Diluted earnings per common share
Net income (loss) from continuing operations	$ 76	[1]	$ (2)	[1]
Income (loss) from discontinued operations, net of tax	$ 6	[1]	$ (17)	[1]
Net income (loss)	$ 82	[1]	$ (19)	[1]

[1] Due to the antidilutive effect of converting the Fixed Rate Cumulative Mandatorily Convertible Preferred Stock into common shares and the net income (loss) attributable to common shareholders for the three months ended March 31, 2012 and 2011, income (loss) attributable to common shareholders and basic weighted-average common shares outstanding were used to calculate basic and diluted earnings per share.