Other Operating Expenses

3 Months Ended

Mar. 31, 2012

Other Cost and Expense Disclosure, Operating [Abstract]

Other Operating Expenses

Other Operating Expenses

Details of other operating expenses were as follows.

	Three months  ended March 31,
($ in millions)	2012		2011
Technology and communications	$	126	$	119
Professional services	116		66
Insurance commissions	112		118
Lease and loan administration	46		44
Advertising and marketing	39		54
Regulatory and licensing fees	36		37
Premises and equipment depreciation	25		26
Vehicle remarketing and repossession	25		36
Occupancy	24		22
State and local non-income taxes	24		31
Mortgage representation and warranty obligation, net	19		26
Other	124		167
Total other operating expenses	$	716	$	746