Exhibit 12

General Electric Capital Corporation and consolidated affiliates

Computation of Ratio of Earnings to Fixed Charges

and

Computation of Ratio of Earnings to Combined Fixed Charges and Preferred Stock Dividends

Nine months ended September 30, 2005

(Unaudited)

	Ratio of earnings to fixed charges				Ratio of earnings to combined fixed charges and preferred stock dividends
(Dollars in millions)
Net earnings		$	6,952			$	6,952
Provision for income taxes			1,538				1,538
Minority interest in net earnings of consolidated affiliates			510				510
Earnings before provision for income taxes and minority interest			9,000				9,000
Fixed charges:
Interest			10,676				10,676
One-third of rentals			253				253
Total fixed charges			10,929				10,929
Less interest capitalized, net of amortization			(51	)			(51	)
Earnings before provision for income taxes and minority interest,
plus fixed charges		$	19,878			$	19,878
Ratio of earnings to fixed charges			1.82				1.82
Preferred stock dividend requirements						$	53
Ratio of earnings before provision for income taxes to net earnings							1.22
Preferred stock dividend factor on pre-tax basis							65
Fixed charges							10,929
Total fixed charges and preferred stock dividend requirements						$	10,994
Ratio of earnings to combined fixed charges and preferred stock dividends							1.81

For purposes of computing the ratios, we believe that fixed charges include interest on all indebtedness and one-third of rentals is a reasonable approximation of the interest factor of such rentals.