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Supplemental Information About The Credit Quality Of Financing Receivables And Allowance For Losses On (Tables)
9 Months Ended
Sep. 30, 2013
Commercial Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
  Financing receivables
  September 30, December 31,
(In millions) 2013 2012
       
CLL      
    Americas $69,240 $72,517
    Europe(a)  35,529  37,037
    Asia  9,573  11,401
    Other(a)  468  603
Total CLL  114,810  121,558
       
Energy Financial Services  4,367  4,851
       
GECAS  9,642  10,915
       
Other  393  486
       
Total Commercial financing receivables, before allowance for losses $129,212 $137,810
       
Non-impaired financing receivables $125,086 $132,741
General reserves  599  554
       
Impaired loans  4,126  5,069
Specific reserves  311  487
       
       

(a)        During the third quarter of 2013, we transferred our European equipment services portfolio from CLL Other to CLL Europe. Prior-period amounts were reclassified to conform to the current period presentation.

 

Past Due Financing Receivables [Table Text Block]
  September 30, 2013  December 31, 2012 
  Over 30 days  Over 90 days  Over 30 days  Over 90 days 
  past due  past due  past due  past due 
             
CLL            
    Americas 1.0% 0.5% 1.1% 0.5%
    Europe 4.2  2.0  3.7  2.1 
    Asia 0.8  0.5  0.9  0.6 
    Other 0.0  0.0  0.1  0.0 
Total CLL 2.0  1.0  1.9  1.0 
             
Energy Financial Services 0.0  0.0  0.0  0.0 
             
GECAS 0.0  0.0  0.0  0.0 
             
Other 0.1  0.0  2.8  2.8 
             
Total 1.8  0.8  1.7  0.9 
             
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
 Nonaccrual financing Nonearning financing 
 receivables receivables 
 September 30, December 31, September 30, December 31, 
(Dollars in millions)2013 2012 2013 2012 
             
CLL            
    Americas$1,655 $1,951 $1,182 $1,333 
    Europe 1,269  1,740  916  1,299 
    Asia 465  395  226  193 
    Other 0  52  0  52 
Total CLL 3,389  4,138  2,324  2,877 
             
Energy Financial Services 4  0  4  0 
             
GECAS 0  3  0  0 
             
Other 11  25  0  13 
Total$3,404 $4,166 $2,328 $2,890 
             
Allowance for losses percentage 26.7% 25.0% 39.1% 36.0%
             
Impaired Financing Receivables [Table Text Block]
 With no specific allowance With a specific allowance
 Recorded Unpaid Average Recorded Unpaid   Average
 investment principal investment investment principal Associated investment
(In millions)in loans balance in loans in loans balance allowance in loans
                     
September 30, 2013                    
                     
CLL                    
   Americas$ 1,979 $ 2,391 $ 2,275 $ 474 $ 633 $ 131 $ 517
   Europe  865   1,747   995   470   739   167   525
   Asia  237   242   149   86   109   12   88
   Other  -   -   -   -   -   -   15
Total CLL  3,081   4,380   3,419   1,030   1,481   310   1,145
Energy Financial Services  -   -   -   4   4   1   2
GECAS  -   -   -   -   -   -   1
Other  10   10   10   1   1   -   5
Total$ 3,091 $ 4,390 $ 3,429 $ 1,035 $ 1,486 $ 311 $ 1,153
                     
December 31, 2012                    
                     
CLL                    
   Americas$ 2,487 $ 2,927 $ 2,535 $ 557 $ 681 $ 178 $ 987
   Europe  1,131   1,901   1,009   643   978   278   805
   Asia  62   64   62   109   120   23   134
   Other  -   -   43   52   68   6   16
Total CLL  3,680   4,892   3,649   1,361   1,847   485   1,942
Energy Financial Services  -   -   2   -   -   -   7
GECAS  -   -   17   3   3   -   5
Other  17   28   26   8   8   2   40
Total$ 3,697 $ 4,920 $ 3,694 $ 1,372 $ 1,858 $ 487 $ 1,994
                     
                     
Financing Receivable Credit Quality Indicators [Table Text Block]
 Secured
(In millions)A B C Total
            
September 30, 2013           
            
CLL           
   Americas$ 66,084 $ 1,531 $ 1,625 $ 69,240
   Europe(a)  33,450   484   1,054   34,988
   Asia  9,050   103   264   9,417
   Other(a)  113   -   -   113
Total CLL  108,697   2,118   2,943   113,758
            
Energy Financial Services  4,202   38   -   4,240
            
GECAS  9,504   111   27   9,642
            
Other  393   -   -   393
Total$ 122,796 $ 2,267 $ 2,970 $ 128,033
            
December 31, 2012           
            
CLL           
   Americas$ 68,360 $ 1,775 $ 2,382 $ 72,517
   Europe(a)  33,756   1,188   1,256   36,200
   Asia  10,732   117   372   11,221
   Other(a)  159   -   94   253
Total CLL  113,007   3,080   4,104   120,191
            
Energy Financial Services  4,725   -   -   4,725
            
GECAS  10,681   223   11   10,915
            
Other  486   -   -   486
Total$ 128,899 $ 3,303 $ 4,115 $ 136,317
            
            

(a)       During the third quarter of 2013, we transferred our European equipment services portfolio from CLL Other to CLL Europe. Prior-period amounts were reclassified to conform to the current period presentation.

 

Commercial Real Estate Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
  Financing receivables
   September 30,  December 31,
(In millions)  2013  2012
       
Real Estate financing receivables, before allowance for losses$18,966 $20,946
       
Non-impaired financing receivables $14,769 $15,253
General reserves  87  132
       
Impaired loans  4,197  5,693
Specific reserves  83  188
       
Past Due Financing Receivables [Table Text Block]
  September 30, 2013  December 31, 2012 
  Over 30 days Over 90 days  Over 30 days Over 90 days 
  past due past due  past due past due 
             
Real Estate 1.4% 1.4% 2.3% 2.2%
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
 Nonaccrual financing Nonearning financing 
 receivables receivables 
 September 30, December 31, September 30, December 31, 
(Dollars in millions)2013 2012 2013 2012 
             
Real Estate$3,723 $4,885 $357 $444 
             
Allowance for losses percentage 4.6% 6.6% 47.6% 72.1%
             
Impaired Financing Receivables [Table Text Block]
 With no specific allowance With a specific allowance
 Recorded Unpaid Average Recorded Unpaid   Average
 investment principal investment investment principal Associated investment
(In millions)in loans balance in loans in loans balance allowance in loans
                     
September 30, 2013                    
                     
Real Estate$2,793 $3,149 $3,169 $1,404 $1,724 $83 $1,799
                     

December 31, 2012                    
                     
Real Estate$3,491 $3,712 $3,773 $2,202 $2,807 $188 $3,752
Financing Receivable Credit Quality Indicators [Table Text Block]
 Loan-to-value ratio
 September 30, 2013 December 31, 2012
 Less than 80% to Greater than Less than 80% to Greater than
(In millions)80% 95% 95% 80% 95% 95%
                  
Debt$14,387 $1,221 $2,371 $13,570 $2,572 $3,604
                  
Consumer Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
  Financing receivables
  September 30, December 31,
(In millions) 2013 2012
       
Non-U.S. residential mortgages $31,142 $33,451
Non-U.S. installment and revolving credit  17,305  18,546
U.S. installment and revolving credit  51,799  50,853
Non-U.S. auto  3,524  4,260
Other  7,427  8,070
Total Consumer financing receivables, before allowance for losses $111,197 $115,180
       
Non-impaired financing receivables $108,002 $111,960
General reserves  3,388  2,950
       
Impaired loans  3,195  3,220
Specific reserves  684  674
       
       
Past Due Financing Receivables [Table Text Block]
  September 30, 2013  December 31, 2012 
  Over 30 days  Over 90 days  Over 30 days  Over 90 days 
  past due  past due(a)  past due  past due(a) 
             
Non-U.S. residential mortgages(b) 11.5% 7.1% 12.0% 7.5%
Non-U.S. installment and revolving credit 3.7  1.1  3.9  1.1 
U.S. installment and revolving credit 4.3  1.9  4.6  2.0 
Non-U.S. auto 3.1  0.4  3.1  0.5 
Other 2.7  1.5  2.8  1.7 
Total 6.1  3.1  6.5  3.4 
             
             

  • Included $28 million and $24 million of loans at September 30, 2013 and December 31, 2012, respectively, which are over 90 days past due and accruing interest, mainly representing accretion on loans acquired at a discount.
  • Consumer loans secured by residential real estate (both revolving and closed-end loans) are written down to the fair value of collateral, less costs to sell, no later than when they become 180 days past due.

 

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
 Nonaccrual financing Nonearning financing 
 receivables receivables 
 September 30, December 31, September 30, December 31, 
(Dollars in millions)2013 2012 2013 2012 
             
Non-U.S. residential mortgages$2,269 $2,600 $2,258 $2,569 
Non-U.S. installment and revolving credit 205  224  205  224 
U.S. installment and revolving credit 936  1,026  936  1,026 
Non-U.S. auto 20  24  20  24 
Other 386  427  341  351 
Total$3,816 $4,301 $3,760 $4,194 
             
Allowance for losses percentage 106.7% 84.3% 108.3% 86.4%
             
Non US residential mortgages [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Financing Receivable Credit Quality Indicators [Table Text Block]
 Loan-to-value ratio
 September 30, 2013 December 31, 2012
 80% or Greater than Greater than 80% or Greater than Greater than
(In millions)less 80% to 90% 90% less 80% to 90% 90%
                  
Non-U.S. residential mortgages$17,401 $5,238 $8,503 $18,613 $5,739 $9,099
Installment And Revolving Credit [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Financing Receivable Credit Quality Indicators [Table Text Block]
 Internal ratings translated to approximate credit bureau equivalent score
 September 30, 2013 December 31, 2012
 681 or 615 to 614 or 681 or 615 to 614 or
(In millions)higher 680 less higher 680 less
                  
Non-U.S. installment and                 
    revolving credit$10,037 $4,098 $3,170 $10,493 $4,496 $3,557
U.S. installment and                 
    revolving credit 34,187  10,293  7,319  33,204  9,753  7,896
Non-U.S. auto 2,705  488  331  3,141  666  453