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Supplemental Information About The Credit Quality Of Financing Receivables And Allowance For Losses On (Tables)
6 Months Ended
Jun. 30, 2012
Commercial Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
 Financing receivables 
 June 30, December 31, 
(In millions)2012 2011 
       
CLL      
   Americas$77,241 $80,505 
   Europe 34,722  36,899 
   Asia 11,313  11,635 
   Other 711  436 
Total CLL 123,987  129,475 
       
Energy Financial Services 5,159  5,912 
       
GECAS 12,046  11,901 
       
Other 587  1,282 
       
Total Commercial financing receivables, before allowance for losses$141,779 $148,570 
       
Non-impaired financing receivables$135,899 $142,908 
General reserves 650  718 
       
Impaired loans 5,880  5,662 
Specific reserves 640  812 
       
       
Past Due Financing Receivables [Table Text Block]
 June 30, 2012 December 31, 2011 
 Over 30 days Over 90 days Over 30 days Over 90 days 
 past due past due past due past due 
         
CLL        
   Americas1.1%0.6%1.3%0.8%
   Europe4.0 2.3 3.8 2.1 
   Asia1.1 0.8 1.3 1.0 
   Other0.0 0.0 2.0 0.1 
Total CLL1.9 1.1 2.0 1.2 
         
Energy Financial Services0.0 0.0 0.3 0.3 
         
GECAS0.0 0.0 0.0 0.0 
         
Other3.8 3.8 3.7 3.5 
         
Total1.7 1.0 1.8 1.1 
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
 Nonaccrual financing Nonearning financing  
 receivables receivables 
 June 30, December 31, June 30, December 31, 
(Dollars in millions)2012 2011 2012 2011 
             
CLL            
   Americas$2,559 $2,417 $1,739 $1,862 
   Europe 1,790  1,599  1,390  1,167 
   Asia 381  428  232  269 
   Other 62  68  9  11 
Total CLL 4,792  4,512  3,370  3,309 
             
Energy Financial Services 52  22  2  22 
             
GECAS 344  69  56  55 
             
Other 46  115  22  65 
Total$5,234 $4,718 $3,450 $3,451 
             
Allowance for losses percentage 24.6% 32.4% 37.4% 44.3%
             
             
Impaired Financing Receivables [Table Text Block]
 With no specific allowance With a specific allowance
 Recorded Unpaid Average Recorded Unpaid   Average
 investment principal investment in investment principal Associated investment
(In millions)in loans balance loans in loans balance allowance in loans
                     
June 30, 2012                    
                     
CLL                    
   Americas$2,782 $3,016 $2,495 $985 $1,165 $275 $1,160
   Europe 911  1,430  942  879  1,133  323  822
   Asia 49  49  66  143  157  31  145
   Other 53  56  56  9  13  1  6
Total CLL 3,795  4,551  3,559  2,016  2,468  630  2,133
Energy Financial Services 2  2  3  0  0  0  12
GECAS 0  0  14  21  21  1  7
Other 18  18  33  28  31  9  57
Total$3,815 $4,571 $3,609 $2,065 $2,520 $640 $2,209
                     
December 31, 2011                    
                     
CLL                    
   Americas$2,136 $2,219 $2,128 $1,367 $1,415 $425 $1,468
   Europe 936  1,060  1,001  730  717  263  602
   Asia 85  83  94  156  128  84  214
   Other 54  58  13  11  11  2  5
Total CLL 3,211  3,420  3,236  2,264  2,271  774  2,289
Energy Financial Services 4  4  20  18  18  9  87
GECAS 28  28  59  0  0  0  11
Other 62  63  67  75  75  29  97
Total$3,305 $3,515 $3,382 $2,357 $2,364 $812 $2,484
                     
                     
Financing Receivable Credit Quality Indicators [Table Text Block]
 Secured
(In millions)A B C Total
            
June 30, 2012           
            
CLL           
   Americas$72,168 $1,630 $3,443 $77,241
   Europe 31,392  1,067  1,105  33,564
   Asia 10,525  167  439  11,131
   Other 330  0  31  361
Total CLL 114,415  2,864  5,018  122,297
            
Energy Financial Services 4,878  113  49  5,040
            
GECAS 11,470  236  340  12,046
            
Other 587  0  0  587
Total$131,350 $3,213 $5,407 $139,970
            
December 31, 2011           
            
CLL           
   Americas$73,103 $2,816 $4,586 $80,505
   Europe 33,481  1,080  1,002  35,563
   Asia 10,644  116  685  11,445
   Other 345  0  91  436
Total CLL 117,573  4,012  6,364  127,949
            
Energy Financial Services 5,727  24  18  5,769
            
GECAS 10,881  970  50  11,901
            
Other 1,282  0  0  1,282
Total$135,463 $5,006 $6,432 $146,901
            
Commercial Real Estate Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
 Financing receivables 
 June 30, December 31, 
(In millions)2012 2011 
       
Debt$22,409 $24,501 
Business Properties 5,301  8,248 
       
Total Real Estate financing receivables, before allowance for losses$27,710 $32,749 
       
Non-impaired financing receivables$20,244 $24,002 
General reserves 226  267 
       
Impaired loans 7,466  8,747 
Specific reserves 561  822 
Past Due Financing Receivables [Table Text Block]
 June 30, 2012 December 31, 2011 
 Over 30 days Over 90 days Over 30 days Over 90 days 
 past due past due past due past due 
             
Debt 2.3% 1.9% 2.4% 2.3%
Business Properties 4.7  4.3  3.9  3.0 
Total 2.8  2.3  2.8  2.5 
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
 Nonaccrual financing Nonearning financing 
 receivables receivables 
 June 30, December 31, June 30, December 31, 
(Dollars in millions)2012 2011 2012 2011 
             
Debt$4,900 $6,351 $403 $541 
Business Properties 480  598  227  249 
Total$5,380 $6,949 $630 $790 
             
Allowance for losses percentage 14.6% 15.7% 124.9% 137.8%
Impaired Financing Receivables [Table Text Block]
 With no specific allowance With a specific allowance
 Recorded Unpaid Average Recorded Unpaid   Average
 investment principal investment investment principal Associated investment
(In millions)in loans balance in loans in loans balance allowance in loans
                     
June 30, 2012                    
                     
Debt$3,587 $3,631 $3,632 $3,408 $3,804 $475 $3,961
Business Properties 161  161  198  310  310  86  360
Total$3,748 $3,792 $3,830 $3,718 $4,114 $561 $4,321
                     
December 31, 2011                    
                     
Debt$3,558 $3,614 $3,568 $4,560 $4,652 $717 $5,435
Business Properties 232  232  215  397  397  105  460
Total$3,790 $3,846 $3,783 $4,957 $5,049 $822 $5,895
                     
                     
Financing Receivable Credit Quality Indicators [Table Text Block]
 Loan-to-value ratio
 June 30, 2012 December 31, 2011
  Less than  80% to  Greater than  Less than  80% to  Greater than
(In millions)80% 95% 95% 80% 95% 95%
                  
Debt$14,349 $3,787 $4,273 $14,454 $4,593 $5,454
                  

                  
 Internal Risk Rating
 June 30, 2012 December 31, 2011
(In millions)A B C A B C
                  
Business                 
   Properties$4,861 $84 $356 $7,628 $110 $510
Consumer Portfolio Segment [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Schedule Of Financing Receivables And Allowance For Losses [Table Text Block]
 Financing receivables 
 June 30, December 31, 
(In millions)2012 2011 
       
Non-U.S. residential mortgages$33,826 $35,550 
Non-U.S. installment and revolving credit 17,960  18,544 
U.S. installment and revolving credit 45,531  46,689 
Non-U.S. auto 4,740  5,691 
Other 7,643  7,244 
Total Consumer financing receivables, before allowance for losses$109,700 $113,718 
       
Non-impaired financing receivables$106,697 $110,825 
General reserves 2,503  2,891 
       
Impaired loans 3,003  2,893 
Specific reserves 625  680 
Past Due Financing Receivables [Table Text Block]
 June 30, 2012 December 31, 2011 
 Over 30 days Over 90 days Over 30 days Over 90 days 
 past due past due(a) past due past due(a) 
             
Non-U.S. residential mortgages 12.5% 7.9% 12.3% 7.9%
Non-U.S. installment and revolving credit 4.3  1.2  4.1  1.2 
U.S. installment and revolving credit 4.3  1.8  5.0  2.2 
Non-U.S. auto 3.2  0.5  3.1  0.5 
Other 3.6  2.0  3.5  2.0 
Total 6.7  3.5  6.9  3.7 
             
             

  • Included $36 million and $45 million of loans at June 30, 2012 and December 31, 2011, respectively, which are over 90 days past due and accruing interest, mainly representing accretion on loans acquired at a discount.

 

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
 Nonaccrual financing Nonearning financing 
 receivables receivables 
 June 30, December 31, June 30, December 31, 
(Dollars in millions)2012 2011 2012 2011 
             
Non-U.S. residential mortgages$2,853 $2,995 $2,720 $2,870 
Non-U.S. installment and revolving credit 244  321  243  263 
U.S. installment and revolving credit 773  990  773  990 
Non-U.S. auto 27  43  28  43 
Other 476  487  380  419 
Total$4,373 $4,836 $4,144 $4,585 
             
Allowance for losses percentage 71.5% 73.8% 75.5% 77.9%
Non US residential mortgages [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Financing Receivable Credit Quality Indicators [Table Text Block]
                  
 Loan-to-value ratio
 June 30, 2012  December 31, 2011
 80% or Greater than Greater than 80% or Greater than Greater than
(In millions)less 80% to 90% 90% less 80% to 90% 90%
                  
Non-U.S.                 
   residential                 
   mortgages$18,861 $5,815 $9,150 $19,834 $6,087 $9,629
Installment And Revolving Credit [Member]
 
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]  
Financing Receivable Credit Quality Indicators [Table Text Block]
 Internal ratings translated to approximate credit bureau equivalent score
 June 30, 2012 December 31, 2011
 681 or 615 to 614 or 681 or 615 to 614 or
(In millions)higher 680 less higher 680 less
                  
Non-U.S.                 
   installment and                 
   revolving credit$9,966 $4,505 $3,489 $9,913 $4,838 $3,793
U.S. installment                 
   and revolving                 
   credit 29,824  8,607  7,100  28,918  9,398  8,373
Non-U.S. auto 3,429  802  509  3,927  1,092  672