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Supplemental Information About The Ceidt Quality Of Financing Receivables And Allowance For Losses On (Tables)
 6 Months Ended
Jun. 30, 2011
Commercial Portfolio Segment [Member]
Jun. 30, 2011
Commercial Portfolio Segment [Member]
Supplemental Detail [Member]
Jun. 30, 2011
Commercial Real Estate Portfolio Segment [Member]
Jun. 30, 2011
Commercial Real Estate Portfolio Segment [Member]
Supplemental Detail [Member]
Jun. 30, 2011
Consumer Portfolio Segment [Member]
Jun. 30, 2011
Consumer Portfolio Segment [Member]
Supplemental Detail [Member]
Jun. 30, 2010
Non US residential mortgages [Member]
Jun. 30, 2011
Installment And Revolving Credit [Member]
Supplemental Information About Credit Quality Of Financing Receivables And Allowance For Losses On Financing Receivables [Line Items]                
Schedule Of Financing Receivables And Allowance For Losses [Text Block]
CommercialFinancing receivables at 
 June 30, December 31, 
(In millions)2011 2010 
       
CLL      
   Americas $79,614 $86,596 
   Europe 37,897  37,498 
   Asia 11,759  11,943 
   Other 2,489  2,626 
Total CLL 131,759  138,663 
       
Energy Financial Services 6,143  7,011 
       
GECAS 11,952  12,615 
       
Other 1,517  1,788 
       
Total Commercial financing receivables, before allowance for losses$151,371 $160,077 
       
Non-impaired financing receivables$145,318 $154,257 
General reserves 965  1,014 
       
Impaired loans 6,053  5,820 
Specific reserves 882  1,031 
  
Real EstateFinancing receivables at 
 June 30, December 31, 
(In millions)2011 2010 
       
Debt$27,750 $30,249 
Business Properties 9,057  9,962 
       
Total Real Estate financing receivables, before allowance for losses$36,807 $40,211 
       
Non-impaired financing receivables$26,788 $30,394 
General reserves 284  338 
       
Impaired loans 10,019  9,817 
Specific reserves 992  1,150 
  
ConsumerFinancing receivables at 
 June 30, December 31, 
(In millions)2011 2010 
       
Non-U.S. residential mortgages$40,731 $40,011 
Non-U.S. installment and revolving credit 21,047  20,132 
U.S. installment and revolving credit 42,178  43,974 
Non-U.S. auto 7,141  7,558 
Other 8,528  8,304 
Total Consumer financing receivables, before allowance for losses$119,625 $119,979 
       
Non-impaired financing receivables$116,855 $117,431 
General reserves 3,359  3,945 
       
Impaired loans 2,770  2,548 
Specific reserves 572  555 
      
Past Due Financing Receivables [Table Text Block]
CommercialJune 30, 2011 December 31, 2010 
 Over 30 days Over 90 days Over 30 days Over 90 days 
 past due past due past due past due 
         
CLL        
   Americas1.1%0.7%1.3%0.8%
   Europe3.8 1.9 4.2 2.3 
   Asia2.3 1.3 2.2 1.4 
   Other0.3 0.2 0.7 0.3 
Total CLL1.9 1.1 2.1 1.3 
         
Energy Financial Services0.3 0.3 0.9 0.8 
         
GECAS0.4 0.0  –   –  
         
Other5.5 3.8 5.8 5.5 
         
Total1.8 1.0 2.0 1.2 
  
Real EstateJune 30, 2011 December 31, 2010 
 Over 30 days Over 90 days Over 30 days Over 90 days 
 past due past due past due past due 
             
Debt 4.1% 3.4% 4.3% 4.1%
Business Properties 4.1  3.6  4.6  3.9 
Total 4.1  3.5  4.4  4.0 
  
ConsumerJune 30, 2011 December 31, 2010 
 Over 30 days Over 90 days Over 30 days Over 90 days 
 past due past due(a) past due past due(a) 
             
Non-U.S. residential mortgages 13.6% 8.8% 13.7% 8.8%
Non-U.S. installment and revolving credit 4.7  1.3  4.5  1.3 
U.S. installment and revolving credit 4.7  2.0  6.2  2.8 
Non-U.S. auto 3.4  0.5  3.3  0.6 
Other 4.0  2.2  4.2  2.3 
Total 7.6  4.1  8.1  4.4 
             
             

  • Included $57 million and $65 million of loans at June 30, 2011 and December 31, 2010, respectively, which are over 90 days past due and accruing interest.

 

    
Nonaccrual Loans [Text Block]
CommercialNonaccrual financing Nonearning financing  
 receivables at receivables at 
 June 30, December 31, June, 30, December 31, 
(Dollars in millions)2011 2010 2011 2010 
             
CLL            
   Americas$2,765 $3,206 $2,060 $2,571 
   Europe 1,765  1,415  1,156  1,241 
   Asia 465  616  266  406 
   Other 18  9  6  8 
Total CLL 5,013  5,246  3,488  4,226 
             
Energy Financial Services 140  78  136  62 
             
GECAS 64  0  64  0 
             
Other 161  139  87  102 
Total$5,378 $5,463 $3,775 $4,390 
             
Allowance for losses percentage 34.3% 37.4% 48.9% 46.6%
  
Real EstateNonaccrual financing Nonearning financing 
 receivables at receivables at 
 June 30, December 31, June 30, December 31, 
(Dollars in millions)2011 2010 2011 2010 
             
Debt$9,205 $9,039 $680 $961 
Business Properties 680  680  323  386 
Total$9,885 $9,719 $1,003 $1,347 
             
Allowance for losses percentage 12.9% 15.3% 127.2% 110.5%
  
ConsumerNonaccrual financing Nonearning financing 
 receivables at receivables at 
 June 30, December 31, June 30, December 31, 
(Dollars in millions)2011 2010 2011 2010 
             
Non-U.S. residential mortgages$3,979 $3,986 $3,804 $3,738 
Non-U.S. installment and revolving credit 309  302  308  289 
U.S. installment and revolving credit 790  1,201  790  1,201 
Non-U.S. auto 39  46  39  46 
Other 549  600  490  478 
Total$5,666 $6,135 $5,431 $5,752 
             
Allowance for losses percentage 69.4% 73.3% 72.4% 78.2%
      
Schedule Of Impaired Loans And Reserves [Text Block]
Commercial(a)With no specific allowance With a specific allowance
 Recorded Unpaid Average Recorded Unpaid   Average
 investment principal investment in investment principal Associated investment
(In millions)in loans balance loans in loans balance allowance in loans
                     
June, 30, 2011                    
                     
CLL                    
   Americas$2,247 $2,322 $2,123 $1,312 $1,353 $445 $1,514
   Europe 1,157  884  987  616  419  280  573
   Asia 105  96  109  189  151  94  258
   Other 12  12  4  0  0  0  0
Total CLL 3,521  3,314  3,223  2,117  1,923  819  2,345
Energy Financial Services 4  4  31  136  136  20  95
GECAS 78  78  60  16  15  0  17
Other 73  73  69  108  109  43  109
Total$3,676 $3,469 $3,383 $2,377 $2,183 $882 $2,566
                     
December 31, 2010                    
                     
CLL                    
   Americas$2,030 $2,127 $1,547 $1,699 $1,744 $589 $1,754
   Europe 802  674  629  566  566  267  563
   Asia 119  117  117  338  303  132  334
   Other 0  0  9  0  0  0  0
Total CLL 2,951  2,918  2,302  2,603  2,613  988  2,651
Energy Financial Services 54  61  76  24  24  6  70
GECAS 24  24  50  0  0  0  31
Other 58  57  30  106  99  37  82
Total$3,087 $3,060 $2,458 $2,733 $2,736 $1,031 $2,834
                     
                     

  • We recognized $85 million, $88 million and $20 million of interest income for the six months ended June 30, 2011, the year ended December 31, 2010 and the six months ended June 30, 2010, respectively, principally on a cash basis. A substantial majority of this amount was related to income recognized in our CLL Americas business. The total average investment in impaired loans for the six months ended June 30, 2010, was $5,008 million.

 
Real Estate(a)With no specific allowance With a specific allowance
 Recorded Unpaid Average Recorded Unpaid   Average
 investment principal investment investment principal Associated investment
(In millions)in loans balance in loans in loans balance allowance in loans
                     
June 30, 2011                    
                     
Debt$3,959 $4,054 $3,508 $5,379 $5,460 $855 $5,898
Business Properties 206  207  202  475  475  137  488
Total$4,165 $4,261 $3,710 $5,854 $5,935 $992 $6,386
                     
December 31, 2010                    
                     
Debt$2,814 $2,873 $1,598 $6,323 $6,498 $1,007 $6,116
Business Properties 191  213  141  489  476  143  382
Total$3,005 $3,086 $1,739 $6,812 $6,974 $1,150 $6,498
                     
                     

  • We recognized $207 million, $189 million and $128 million of interest income for the six months ended June 30, 2011, the year ended December 31, 2010 and the six months ended June 30, 2010, respectively, principally on a cash basis. A substantial majority of this amount was related to our Real Estate-Debt portfolio. The total average investment in impaired loans for the six months ended June 30, 2010 was $7,426 million.

 

        
Credit Quality Indicators [Text Block]
CommercialSecured
(In millions)A B C Total
            
June 30, 2011           
            
CLL           
   Americas  $72,038 $3,103 $4,473 $79,614
   Europe 34,061  995  1,416  36,472
   Asia 10,665  146  761  11,572
   Other 2,386  2  101  2,489
Total CLL 119,150  4,246  6,751  130,147
            
Energy Financial Services 6,006  119  18  6,143
            
GECAS 11,225  504  223  11,952
            
Other 1,517  0  0  1,517
Total$137,898 $4,869 $6,992 $149,759
            
December 31, 2010           
            
CLL           
   Americas  $76,977 $4,103 $5,516 $86,596
   Europe 33,642  840  1,262  35,744
   Asia 10,777  199  766  11,742
   Other 2,506  66  54  2,626
Total CLL 123,902  5,208  7,598  136,708
            
Energy Financial Services 6,775  183  53  7,011
            
GECAS 11,034  1,193  388  12,615
            
Other 1,788  0  0  1,788
Total$143,499 $6,584 $8,039 $158,122
  
 June 30, 2011 December 31, 2010
 Loan-to-value ratio Loan-to-value ratio
  Less than  80% to  Greater than  Less than  80% to  Greater than
(In millions)80% 95% 95% 80% 95% 95%
                  
Debt$14,820 $6,190 $6,740 $12,362 $9,392 $8,495
                  
                  

                  
 June 30, 2011 December 31, 2010
 Internal Risk Rating Internal Risk Rating
(In millions)A B C A B C
                  
Business                 
   Properties$8,250 $267 $540 $8,746 $437 $779
      
 June 30, 2011  December 31, 2010
 Loan-to-value ratio Loan-to-value ratio
 80% or Greater than Greater than 80% or Greater than Greater than
(In millions)less 80% to 90% 90% less 80% to 90% 90%
                  
Non-U.S.                 
   residential                 
   mortgages$23,091 $6,944 $10,696 $22,403 $7,023 $10,585
 Internal ratings translated to approximate credit bureau equivalent score
 June 30, 2011 December 31, 2010
 681 or 615 to 614 or 681 or 615 to 614 or
(In millions)higher 680 less higher 680 less
                  
Non-U.S.                 
   installment and                 
   revolving credit$11,367 $5,495 $4,185 $10,192 $5,749 $4,191
U.S. installment                 
   and revolving                 
   credit 25,525  8,686  7,967  25,940  8,846  9,188
Non-U.S. auto 4,823  1,440  878  5,379  1,330  849