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Condensed Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Mar. 31, 2022
Dec. 31, 2021
Assets    
Cash and due from banks $ 46,600 $ 51,069
Interest bearing deposits 63,221 58,404
Cash and Cash Equivalents 109,821 109,473
Securities available for sale 1,400,137 1,412,830
Federal Home Loan Bank and Federal Reserve Bank stock, at cost 17,653 18,427
Loans held for sale, carried at fair value 29,514 55,470
Loans held for sale, carried at lower of cost or fair value 0 34,811
Loans    
Loans 3,004,065 2,905,045
Allowance for credit losses (45,627) (47,252)
Net Loans 2,958,438 2,857,793
Other real estate and repossessed assets, net 438 245
Property and equipment, net 37,385 36,404
Bank-owned life insurance 54,984 55,279
Capitalized mortgage loan servicing rights, carried at fair value 35,933 26,232
Other intangibles 3,104 3,336
Goodwill 28,300 28,300
Accrued income and other assets 86,276 66,140
Total Assets 4,761,983 4,704,740
Deposits    
Non-interest bearing 1,318,377 1,321,601
Savings and interest-bearing checking 1,972,462 1,897,487
Reciprocal 605,332 586,626
Time 306,382 308,438
Brokered time 2,945 2,938
Total Deposits 4,205,498 4,117,090
Other borrowings 30,006 30,009
Subordinated debt 39,376 39,357
Subordinated debentures 39,609 39,592
Accrued expenses and other liabilities 92,045 80,208
Total Liabilities 4,406,534 4,306,256
Commitments and contingent liabilities
Shareholders' Equity    
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding 0 0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,168,230 shares at March 31, 2022 and 21,171,036 shares at December 31, 2021 321,981 323,401
Retained earnings 87,882 74,582
Accumulated other comprehensive income (loss) (54,414) 501
Total Shareholders' Equity 355,449 398,484
Total Liabilities and Shareholders' Equity 4,761,983 4,704,740
Commercial [Member]    
Loans    
Loans 1,257,601 1,203,581
Allowance for credit losses (10,744) (11,519)
Mortgage [Member]    
Loans    
Loans [1] 1,170,059 1,139,659
Allowance for credit losses (19,208) (19,221)
Installment [Member]    
Loans    
Loans [1] 576,405 561,805
Allowance for credit losses $ (3,604) $ (3,749)
[1] Credit scores have been updated within the last twelve months.