REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)

12 Months Ended

Dec. 31, 2021

REVENUE FROM CONTRACTS WITH CUSTOMERS [Abstract]

Disaggregation of Revenue Sources by Attribute

Disaggregation of our revenue sources by attribute for the years ended December 31 follow:

2021
	Service Charges on Deposit Accounts		Other Deposit Related Income		Interchange Income		Investment and Insurance Commissions		Total
	(In thousands)
Retail
Overdraft fees	$	8,431	$	-	$	-	$	-	$	8,431
Account service charges		1,130		-		-		-		1,130
ATM fees		-		1,109		-		-		1,109
Other		-		819		-		-		819
Business
Overdraft fees		609		-		-		-		609
ATM fees		-		24		-		-		24
Other		-		328		-		-		328
Interchange income		-		-		14,045		-		14,045
Asset management revenue		-		-		-		1,689		1,689
Transaction based revenue		-		-		-		914		914
Total	$	10,170	$	2,280	$	14,045	$	2,603	$	29,098
Reconciliation to Consolidated Statement of Operations:
Non-interest income - other:
Other deposit related income									$	2,280
Investment and insurance commissions										2,603
Bank owned life insurance										567
Other										3,942
Total									$	9,392

2020
	Service Charges on Deposit Accounts		Other Deposit Related Income		Interchange Income		Investment and Insurance Commissions		Total
	(In thousands)
Retail
Overdraft fees	$	5,627	$	-	$	-	$	-	$	5,627
Account service charges		2,017		-		-		-		2,017
ATM fees		-		1,173		-		-		1,173
Other		-		769		-		-		769
Business
Overdraft fees		873		-		-		-		873
ATM fees		-		24		-		-		24
Other		-		342		-		-		342
Interchange income		-		-		11,230		-		11,230
Asset management revenue		-		-		-		1,283		1,283
Transaction based revenue		-		-		-		688		688
Total	$	8,517	$	2,308	$	11,230	$	1,971	$	24,026
Reconciliation to Consolidated Statement of Operations:
Non-interest income - other:
Other deposit related income									$	2,308
Investment and insurance commissions										1,971
Bank owned life insurance										910
Other										2,332
Total									$	7,521

2019
	Service Charges on Deposit Accounts		Other Deposit Related Income		Interchange Income		Investment and Insurance Commissions		Total
	(In thousands)
Retail
Overdraft fees	$	7,590	$	-	$	-	$	-	$	7,590
Account service charges		2,103		-		-		-		2,103
ATM fees		-		1,368		-		-		1,368
Other		-		965		-		-		965
Business
Overdraft fees		1,515		-		-		-		1,515
ATM fees		-		35		-		-		35
Other		-		422		-		-		422
Interchange income		-		-		10,297		-		10,297
Asset management revenue		-		-		-		1,123		1,123
Transaction based revenue		-		-		-		535		535
Total	$	11,208	$	2,790	$	10,297	$	1,658	$	25,953
Reconciliation to Consolidated Statement of Operations:
Non-interest income - other:
Other deposit related income									$	2,790
Investment and insurance commissions										1,658
Bank owned life insurance										1,111
Other										3,723
Total									$	9,282