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Condensed Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Jun. 30, 2021
Dec. 31, 2020
Assets    
Cash and due from banks $ 46,242 $ 56,006
Interest bearing deposits 23,012 62,699
Cash and Cash Equivalents 69,254 118,705
Securities available for sale 1,330,660 1,072,159
Federal Home Loan Bank and Federal Reserve Bank stock, at cost 18,427 18,427
Loans held for sale, carried at fair value 59,752 92,434
Loans    
Loans 2,814,559  
Allowance for credit losses [1] (45,926)  
Net Loans 2,768,633  
Loans    
Loans [1]   2,733,678
Allowance for credit losses [1]   (35,429)
Net Loans   2,698,249
Other real estate and repossessed assets, net 296 766
Property and equipment, net 36,507 36,127
Bank-owned life insurance 55,446 55,180
Capitalized mortgage loan servicing rights, carried at fair value 22,431 16,904
Other intangibles 3,821 4,306
Goodwill 28,300 28,300
Accrued income and other assets 67,745 62,456
Total Assets 4,461,272 4,204,013
Deposits    
Non-interest bearing 1,298,282 1,153,473
Savings and interest-bearing checking 1,699,463 1,526,465
Reciprocal 589,493 556,185
Time 272,305 287,402
Brokered time 2,923 113,830
Total Deposits 3,862,466 3,637,355
Other borrowings 30,005 30,012
Subordinated debt 39,319 39,281
Subordinated debentures 39,558 39,524
Accrued expenses and other liabilities 93,950 68,319
Total Liabilities 4,065,298 3,814,491
Commitments and contingent liabilities
Shareholders' Equity    
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding 0 0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,632,912 shares at June 30, 2021 and 21,853,800 shares at December 31, 2020 332,457 339,353
Retained earnings 55,101 40,145
Accumulated other comprehensive income 8,416 10,024
Total Shareholders' Equity 395,974 389,522
Total Liabilities and Shareholders' Equity 4,461,272 4,204,013
Commercial [Member]    
Loans    
Loans 1,244,547  
Allowance for credit losses (9,094)  
Loans    
Loans [1]   1,242,415
Allowance for credit losses [1]   (7,401)
Mortgage [Member]    
Loans    
Loans [2] 1,045,108  
Allowance for credit losses (18,933)  
Loans    
Loans [1]   1,015,926
Allowance for credit losses [1]   (6,998)
Installment [Member]    
Loans    
Loans [2] 524,904  
Allowance for credit losses $ (3,701)  
Loans    
Loans [1]   475,337
Allowance for credit losses [1]   $ (1,112)
[1] Beginning January 1, 2021, calculation is based on CECL methodology. Prior to January 1, 2021, calculation was based on the probable incurred loss methodology.
[2] Credit scores have been updated within the last twelve months.