REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)

12 Months Ended

Dec. 31, 2020

REVENUE FROM CONTRACTS WITH CUSTOMERS [Abstract]

Disaggregation of Revenue Sources by Attribute

Disaggregation of our revenue sources by attribute for the years ended December 31 follow:

2020
	Service Charges on Deposit Accounts		Other Deposit Related Income		Interchange Income		Investment and Insurance Commissions		Total
	(In thousands)
Retail
Overdraft fees	$	5,627	$	-	$	-	$	-	$	5,627
Account service charges		2,017		-		-		-		2,017
ATM fees		-		1,173		-		-		1,173
Other		-		769		-		-		769
Business
Overdraft fees		873		-		-		-		873
ATM fees		-		24		-		-		24
Other		-		342		-		-		342
Interchange income		-		-		11,230		-		11,230
Asset management revenue		-		-		-		1,283		1,283
Transaction based revenue		-		-		-		688		688
Total	$	8,517	$	2,308	$	11,230	$	1,971	$	24,026
Reconciliation to Consolidated Statement of Operations:
Non-interest income - other:
Other deposit related income									$	2,308
Investment and insurance commissions										1,971
Bank owned life insurance										910
Other										2,332
Total									$	7,521

2019
	Service Charges on Deposit Accounts		Other Deposit Related Income		Interchange Income		Investment and Insurance Commissions		Total
	(In thousands)
Retail
Overdraft fees	$	7,590	$	-	$	-	$	-	$	7,590
Account service charges		2,103		-		-		-		2,103
ATM fees		-		1,368		-		-		1,368
Other		-		965		-		-		965
Business
Overdraft fees		1,515		-		-		-		1,515
ATM fees		-		35		-		-		35
Other		-		422		-		-		422
Interchange income		-		-		10,297		-		10,297
Asset management revenue		-		-		-		1,123		1,123
Transaction based revenue		-		-		-		535		535
Total	$	11,208	$	2,790	$	10,297	$	1,658	$	25,953
Reconciliation to Consolidated Statement of Operations:
Non-interest income - other:
Other deposit related income									$	2,790
Investment and insurance commissions										1,658
Bank owned life insurance										1,111
Other										3,723
Total									$	9,282

2018
	Service Charges on Deposit Accounts		Other Deposit Related Income		Interchange Income		Investment and Insurance Commissions		Total
	(In thousands)
Retail
Overdraft fees	$	8,285	$	-	$	-	$	-	$	8,285
Account service charges		2,406		-		-		-		2,406
ATM fees		-		1,423		-		-		1,423
Other		-		941		-		-		941
Business
Overdraft fees		1,567		-		-		-		1,567
ATM fees		-		34				-		34
Other		-		594				-		594
Interchange income		-		-		9,905		-		9,905
Asset management revenue		-		-		-		1,100		1,100
Transaction based revenue		-		-		-		871		871
Total	$	12,258	$	2,992	$	9,905	$	1,971	$	27,126
Reconciliation to Consolidated Statement of Operations:
Non-interest income - other:
Other deposit related income									$	2,992
Investment and insurance commissions										1,971
Bank owned life insurance										970
Other										2,827
Total									$	8,760