The estimated recorded book balances and fair values follow:

					Fair Value Using
	Recorded Book Balance		Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Un- observable Inputs (Level 3)
	(In thousands)
September 30, 2019
Assets
Cash and due from banks	$	38,662	$	38,662	$	38,662	$	-	$	-
Interest bearing deposits		43,755		43,755		43,755		-		-
Interest bearing deposits - time		499		500		-		500		-
Securities available for sale		439,592		439,592		-		439,592		-
Federal Home Loan Bank and Federal Reserve Bank Stock		18,359	NA		NA		NA		NA
Net loans and loans held for sale		2,820,278		2,841,484		-		125,013		2,716,471
Accrued interest receivable		10,480		10,480		1		1,995		8,484
Derivative financial instruments		7,389		7,389		-		7,389		-

Liabilities
Deposits with no stated maturity (1)	$	2,429,013	$	2,429,013	$	2,429,013	$	-	$	-
Deposits with stated maturity (1)		623,299		623,916		-		623,916		-
Other borrowings		63,974		63,930		-		63,930		-
Subordinated debentures		39,439		32,427		-		32,427		-
Accrued interest payable		1,610		1,610		100		1,510		-
Derivative financial instruments		5,657		5,657		-		5,657		-

December 31, 2018
Assets
Cash and due from banks	$	23,350	$	23,350	$	23,350	$	-	$	-
Interest bearing deposits		46,894		46,894		46,894		-		-
Interest bearing deposits - time		595		594		-		594		-
Equity securities at fair value		393		393		393		-		-
Securities available for sale		427,926		427,926		-		427,926		-
Federal Home Loan Bank and Federal Reserve Bank Stock		18,359	NA		NA		NA		NA
Net loans and loans held for sale		2,643,856		2,606,256		41,471		44,753		2,520,032
Accrued interest receivable		10,164		10,164		22		1,789		8,353
Derivative financial instruments		5,155		5,155		-		5,155		-

Liabilities
Deposits with no stated maturity (1)	$	2,197,494	$	2,197,494	$	2,197,494	$	-	$	-
Deposits with stated maturity (1)		715,934		711,312		-		711,312		-
Other borrowings		25,700		25,706		-		25,706		-
Subordinated debentures		39,388		35,021		-		35,021		-
Accrued interest payable		1,646		1,646		114		1,532		-
Derivative financial instruments		2,326		2,326		-		2,326		-

(1)

Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $367.180 million and $123.080 million at September 30, 2019 and December 31, 2018, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $49.020 million and $58.992 million at September 30, 2019 and December 31, 2018, respectively.