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Condensed Consolidated Statements of Financial Condition (unaudited) - USD ($)
$ in Thousands
Mar. 31, 2019
Dec. 31, 2018
Assets    
Cash and due from banks $ 33,247 $ 23,350
Interest bearing deposits 38,376 46,894
Cash and Cash Equivalents 71,623 70,244
Interest bearing deposits - time 496 595
Equity securities at fair value 0 393
Securities available for sale 461,531 427,926
Federal Home Loan Bank and Federal Reserve Bank stock, at cost 18,359 18,359
Loans held for sale, carried at fair value 43,098 44,753
Loans held for sale, carried at lower of cost or fair value 0 41,471
Loans    
Commercial 1,168,404 1,144,481
Mortgage 1,043,745 1,042,890
Installment 406,646 395,149
Total Loans 2,618,795 2,582,520
Allowance for loan losses (25,254) (24,888)
Net Loans 2,593,541 2,557,632
Other real estate and repossessed assets, net 1,338 1,299
Property and equipment, net 37,985 38,777
Bank-owned life insurance 55,310 55,068
Deferred tax assets, net 2,866 5,779
Capitalized mortgage loan servicing rights 19,909 21,400
Other intangibles 6,143 6,415
Goodwill 28,300 28,300
Accrued income and other assets 43,107 34,870
Total Assets 3,383,606 3,353,281
Deposits    
Non-interest bearing 858,261 879,549
Savings and interest-bearing checking 1,207,965 1,194,865
Reciprocal 267,178 182,072
Time 388,729 385,981
Brokered time 212,092 270,961
Total Deposits 2,934,225 2,913,428
Other borrowings 25,714 25,700
Subordinated debentures 39,405 39,388
Accrued expenses and other liabilities 39,536 35,771
Total Liabilities 3,038,880 3,014,287
Commitments and contingent liabilities
Shareholders' Equity    
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding 0 0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 23,560,179 shares at March 31, 2019 and 23,579,725 shares at December 31, 2018 374,678 377,372
Accumulated deficit (23,135) (28,270)
Accumulated other comprehensive loss (6,817) (10,108)
Total Shareholders' Equity 344,726 338,994
Total Liabilities and Shareholders' Equity $ 3,383,606 $ 3,353,281