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COMMITMENTS AND CONTINGENT LIABILITIES (Tables)
12 Months Ended
Dec. 31, 2018
COMMITMENTS AND CONTINGENT LIABILITIES [Abstract]  
Financial Instruments with Off-balance Sheet Risk
A summary of financial instruments with off-balance sheet risk at December 31 follows:

  
2018
  
2017
 
  
(In thousands)
 
Financial instruments whose risk is represented by contract amounts
      
Commitments to extend credit
 
$
505,421
  
$
439,663
 
Standby letters of credit
  
4,998
   
4,596