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Condensed Consolidated Statements of Operations (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest Income    
Interest and fees on loans $ 19,858 $ 18,556
Interest on securities    
Taxable 2,754 2,244
Tax-exempt 455 248
Other investments 312 306
Total Interest Income 23,379 21,354
Interest Expense    
Deposits 1,443 1,114
Other borrowings and subordinated debentures 470 477
Total Interest Expense 1,913 1,591
Net Interest Income 21,466 19,763
Provision for loan losses (359) (530)
Net Interest Income After Provision for Loan Losses 21,825 20,293
Non-interest Income    
Service charges on deposit accounts 3,009 2,845
Interchange income 1,922 1,878
Net gains on assets    
Mortgage loans 2,571 1,642
Securities 27 162
Mortgage loan servicing, net 825 (978)
Title insurance fees 264 288
Other 1,721 1,972
Total Non-Interest Income 10,339 7,809
Non-interest Expense    
Compensation and employee benefits 14,147 11,881
Occupancy, net 2,142 2,207
Data processing 1,937 2,101
Furniture, fixtures and equipment 977 984
Communications 683 888
Loan and collection 413 825
Advertising 506 477
Legal and professional 437 413
FDIC deposit insurance 198 334
Interchange expense 283 266
Credit card and bank service fees 191 187
Other 1,655 1,482
Total Non-Interest Expense 23,569 22,045
Income Before Income Tax 8,595 6,057
Income tax expense 2,621 1,957
Net Income $ 5,974 $ 4,100
Net Income Per Common Share    
Basic (in dollars per share) [1] $ 0.28 $ 0.19
Diluted (in dollars per share) 0.28 0.19
Dividends Per Common Share    
Declared (in dollars per share) 0.10 0.08
Paid (in dollars per share) $ 0.10 $ 0.08
[1] Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.