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Condensed Consolidated Statements of Financial Condition (unaudited) - USD ($)
$ in Thousands
Mar. 31, 2017
Dec. 31, 2016
Assets    
Cash and due from banks $ 29,866 $ 35,238
Interest bearing deposits 39,957 47,956
Cash and Cash Equivalents 69,823 83,194
Interest bearing deposits - time 5,340 5,591
Trading securities 331 410
Securities available for sale 608,964 610,616
Federal Home Loan Bank and Federal Reserve Bank stock, at cost 15,543 15,543
Loans held for sale, carried at fair value 37,613 35,946
Payment plan receivables and other assets held for sale 34,798 33,360
Loans    
Commercial 815,484 804,017
Mortgage 581,030 538,615
Installment 274,233 265,616
Total Loans 1,670,747 1,608,248
Allowance for loan losses (20,038) (20,234)
Net Loans 1,650,709 1,588,014
Other real estate and repossessed assets 5,257 5,004
Property and equipment, net 39,509 40,175
Bank-owned life insurance 53,763 54,033
Deferred tax assets, net 28,954 32,818
Capitalized mortgage loan servicing rights 14,727  
Capitalized mortgage loan servicing rights   13,671
Vehicle service contract counterparty receivables, net 2,176 2,271
Other intangibles 1,845 1,932
Accrued income and other assets 27,130 26,372
Total Assets 2,596,482 2,548,950
Deposits    
Non-interest bearing 710,644 717,472
Savings and interest-bearing checking 1,062,582 1,015,724
Reciprocal 41,383 38,657
Time 448,450 453,866
Total Deposits 2,263,059 2,225,719
Other borrowings 9,433 9,433
Subordinated debentures 35,569 35,569
Other liabilities held for sale 1,435 718
Accrued expenses and other liabilities 31,511 28,531
Total Liabilities 2,341,007 2,299,970
Shareholders' Equity    
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding 0 0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,327,796 shares at March 31, 2017 and 21,258,092 shares at December 31, 2016 323,775 323,745
Accumulated deficit (61,764) (65,657)
Accumulated other comprehensive loss (6,536) (9,108)
Total Shareholders' Equity 255,475 248,980
Total Liabilities and Shareholders' Equity $ 2,596,482 $ 2,548,950