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Condensed Consolidated Statements of Operations (unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Interest Income    
Interest and fees on loans $ 17,239us-gaap_InterestAndFeeIncomeLoansAndLeases $ 18,215us-gaap_InterestAndFeeIncomeLoansAndLeases
Interest on securities    
Taxable 1,758us-gaap_InterestIncomeSecuritiesTaxable 1,383us-gaap_InterestIncomeSecuritiesTaxable
Tax-exempt 217us-gaap_InterestIncomeSecuritiesTaxExempt 262us-gaap_InterestIncomeSecuritiesTaxExempt
Other investments 338us-gaap_OtherInterestAndDividendIncome 423us-gaap_OtherInterestAndDividendIncome
Total Interest Income 19,552us-gaap_InterestAndDividendIncomeOperating 20,283us-gaap_InterestAndDividendIncomeOperating
Interest Expense    
Deposits 1,007us-gaap_InterestExpenseDeposits 1,293us-gaap_InterestExpenseDeposits
Other borrowings 454us-gaap_InterestExpenseBorrowings 512us-gaap_InterestExpenseBorrowings
Total Interest Expense 1,461us-gaap_InterestExpense 1,805us-gaap_InterestExpense
Net Interest Income 18,091us-gaap_InterestIncomeExpenseNet 18,478us-gaap_InterestIncomeExpenseNet
Provision for loan losses (659)us-gaap_ProvisionForLoanAndLeaseLosses 428us-gaap_ProvisionForLoanAndLeaseLosses
Net Interest Income After Provision for Loan Losses 18,750us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 18,050us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Non-interest Income    
Service charges on deposit accounts 2,850us-gaap_FeesAndCommissionsDepositorAccounts 3,055us-gaap_FeesAndCommissionsDepositorAccounts
Interchange income 2,142ibcp_InterchangeIncome 1,941ibcp_InterchangeIncome
Net gains on assets    
Mortgage loans 2,139ibcp_GainLossOnSaleOfAndFairValueAdjustmentsOnLoansAndLeases 1,144ibcp_GainLossOnSaleOfAndFairValueAdjustmentsOnLoansAndLeases
Securities 85us-gaap_MarketableSecuritiesGainLossExcludingOtherThanTemporaryImpairments 112us-gaap_MarketableSecuritiesGainLossExcludingOtherThanTemporaryImpairments
Mortgage loan servicing (420)us-gaap_ServicingFeesNet 264us-gaap_ServicingFeesNet
Title insurance fees 256us-gaap_FeesAndCommissionsOther 274us-gaap_FeesAndCommissionsOther
Other 1,910us-gaap_NoninterestIncomeOtherOperatingIncome 2,165us-gaap_NoninterestIncomeOtherOperatingIncome
Total Non-interest Income 8,962us-gaap_NoninterestIncome 8,955us-gaap_NoninterestIncome
Non-interest Expense    
Compensation and employee benefits 11,785us-gaap_LaborAndRelatedExpense 11,238us-gaap_LaborAndRelatedExpense
Occupancy, net 2,419us-gaap_OccupancyNet 2,483us-gaap_OccupancyNet
Data processing 1,930ibcp_DataProcessing 2,086ibcp_DataProcessing
Loan and collection 1,155ibcp_LoanAndCollection 1,465ibcp_LoanAndCollection
Furniture, fixtures and equipment 952us-gaap_EquipmentExpense 1,069us-gaap_EquipmentExpense
Communications 736us-gaap_Communication 789us-gaap_Communication
Advertising 484us-gaap_AdvertisingExpense 519us-gaap_AdvertisingExpense
Legal and professional 380us-gaap_ProfessionalFees 401us-gaap_ProfessionalFees
FDIC deposit insurance 343us-gaap_FederalDepositInsuranceCorporationPremiumExpense 417us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Interchange expense 291ibcp_InterchangeExpense 402ibcp_InterchangeExpense
Credit card and bank service fees 202ibcp_CreditCardAndBankServiceFees 263ibcp_CreditCardAndBankServiceFees
Vehicle service contract counterparty contingencies 29ibcp_VehicleServiceContractCounterpartyContingencies 68ibcp_VehicleServiceContractCounterpartyContingencies
Costs related to unfunded lending commitments 16ibcp_CostsRecoveriesRelatedToUnfundedLendingCommitments 10ibcp_CostsRecoveriesRelatedToUnfundedLendingCommitments
Provision for loss reimbursement on sold loans (69)ibcp_ProvisionForLossReimbursementOnSoldLoans (481)ibcp_ProvisionForLossReimbursementOnSoldLoans
Net gains on other real estate and repossessed assets (39)us-gaap_GainsLossesOnSalesOfOtherRealEstate (87)us-gaap_GainsLossesOnSalesOfOtherRealEstate
Other 1,537us-gaap_OtherNoninterestExpense 1,758us-gaap_OtherNoninterestExpense
Total Non-interest Expense 22,151us-gaap_NoninterestExpense 22,400us-gaap_NoninterestExpense
Income Before Income Tax 5,561us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 4,605us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense 1,780us-gaap_IncomeTaxExpenseBenefit 1,467us-gaap_IncomeTaxExpenseBenefit
Net Income $ 3,781us-gaap_NetIncomeLoss $ 3,138us-gaap_NetIncomeLoss
Net Income Per Common Share    
Basic (in dollars per share) $ 0.16us-gaap_EarningsPerShareBasic [1] $ 0.14us-gaap_EarningsPerShareBasic [1]
Diluted (in dollars per share) $ 0.16us-gaap_EarningsPerShareDiluted $ 0.13us-gaap_EarningsPerShareDiluted
Dividends Per Common Share    
Declared (in dollars per share) $ 0.06us-gaap_CommonStockDividendsPerShareDeclared $ 0us-gaap_CommonStockDividendsPerShareDeclared
Paid (in dollars per share) $ 0.06us-gaap_CommonStockDividendsPerShareCashPaid $ 0us-gaap_CommonStockDividendsPerShareCashPaid
[1] Basic net income per common share includes weighted average common shares outstanding during the period and participating share awards.