The estimated recorded book balances and fair values follow:

					Fair Value Using
					Quoted
					Prices
					in Active
					Markets		Significant		Significant
					for		Other		Un-
	Recorded				Identical		Observable		observable
	Book				Assets		Inputs		Inputs
	Balance		Fair Value		(Level 1)		(Level 2)		(Level 3)
	(In thousands)
June 30, 2014
Assets
Cash and due from banks	$	58,599	$	58,599	$	58,599	$	-	$	-
Interest bearing deposits and repurchase agreement		46,938		46,938		46,938		-		-
Interest bearing deposits - time		15,340		15,381		-		15,381		-
Trading securities		609		609		609		-		-
Securities available for sale		518,126		518,126		-		518,126		-
Federal Home Loan Bank and Federal Reserve Bank Stock		23,414	NA		NA		NA		NA
Net loans and loans held for sale		1,372,496		1,367,420		-		23,199		1,344,221
Accrued interest receivable		5,996		5,996		2		1,632		4,362
Derivative financial instruments		741		741		-		741		-

Liabilities
Deposits with no stated maturity (1)	$	1,503,461	$	1,503,461	$	1,503,461	$	-	$	-
Deposits with stated maturity (1)		404,610		404,264		-		404,264		-
Other borrowings		26,614		29,002		-		29,002		-
Subordinated debentures		40,723		26,966		-		26,966		-
Accrued interest payable		410		410		19		391		-
Derivative financial instruments		325		325		-		325		-

December 31, 2013
Assets
Cash and due from banks	$	48,156	$	48,156	$	48,156	$	-	$	-
Interest bearing deposits		70,925		70,925		70,925		-		-
Interest bearing deposits - time		17,999		18,000		-		18,000		-
Trading securities		498		498		498		-		-
Securities available for sale		462,481		462,481		-		462,481		-
Federal Home Loan Bank and Federal Reserve Bank Stock		23,419	NA		NA		NA		NA
Net loans and loans held for sale		1,362,635		1,333,229		-		20,390		1,312,839
Accrued interest receivable		5,948		5,948		1		1,426		4,521
Derivative financial instruments		494		494		-		494		-

Liabilities
Deposits with no stated maturity (1)	$	1,440,225	$	1,440,225	$	1,440,225	$	-	$	-
Deposits with stated maturity (1)		444,581		446,366		-		446,366		-
Other borrowings		17,188		19,726		-		19,726		-
Subordinated debentures		40,723		27,871		-		27,871		-
Accrued interest payable		445		445		20		425		-
Derivative financial instruments		-		-		-		-		-

(1)

Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $18.3 million and $11.2 million at June 30, 2014 and December 31, 2013, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $44.8 million and $72.3 million at June 30, 2014 and December 31, 2013, respectively.