The estimated recorded book balances and fair values follow:

					Fair Value Using
					Quoted
					Prices
					in Active
					Markets		Significant		Significant
					for		Other		Un-
	Recorded				Identical		Observable		observable
	Book				Assets		Inputs		Inputs
	Balance		Fair Value		(Level 1)		(Level 2)		(Level 3)
	(In thousands)
March 31, 2014
Assets
Cash and due from banks	$	53,815	$	53,815	$	53,815	$	-	$	-
Interest bearing deposits		78,125		78,125		78,125		-		-
Interest bearing deposits - time		16,875		16,907		-		16,907		-
Trading securities		610		610		610		-		-
Securities available for sale		522,935		522,935		-		522,935		-
Federal Home Loan Bank and Federal Reserve Bank Stock		23,419	NA		NA		NA		NA
Net loans and loans held for sale		1,344,775		1,337,875		-		14,700		1,323,175
Accrued interest receivable		6,093		6,093		7		1,740		4,346
Derivative financial instruments		397		397		-		397		-

Liabilities
Deposits with no stated maturity (1)	$	1,500,125	$	1,500,125	$	1,500,125	$	-	$	-
Deposits with stated maturity (1)		438,617		438,727		-		438,727		-
Other borrowings		12,943		12,943		-		12,943		-
Subordinated debentures		40,723		27,862		-		27,862		-
Accrued interest payable		430		430		20		410		-
Derivative financial instruments		-		-		-		-		-

December 31, 2013
Assets
Cash and due from banks	$	48,156	$	48,156	$	48,156	$	-	$	-
Interest bearing deposits		70,925		70,925		70,925		-		-
Interest bearing deposits - time		17,999		18,000		-		18,000		-
Trading securities		498		498		498		-		-
Securities available for sale		462,481		462,481		-		462,481		-
Federal Home Loan Bank and Federal Reserve Bank Stock		23,419	NA		NA		NA		NA
Net loans and loans held for sale		1,362,635		1,333,229		-		20,390		1,312,839
Accrued interest receivable		5,948		5,948		1		1,426		4,521
Derivative financial instruments		494		494		-		494		-

Liabilities
Deposits with no stated maturity (1)	$	1,440,225	$	1,440,225	$	1,440,225	$	-	$	-
Deposits with stated maturity (1)		444,581		446,366		-		446,366		-
Other borrowings		17,188		19,726		-		19,726		-
Subordinated debentures		40,723		27,871		-		27,871		-
Accrued interest payable		445		445		20		425		-
Derivative financial instruments		-		-		-		-		-

(1) Deposits with no stated maturity include reciprocal deposits with a recorded book balance of $10.3 million and $11.2 million at March 31, 2014 and December 31, 2013, respectively. Deposits with a stated maturity include reciprocal deposits with a recorded book balance of $66.8 million and $72.3 million at March 31, 2014 and December 31, 2013, respectively.