Condensed Consolidated Statements of Financial Condition (unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014		Dec. 31, 2013
Assets
Cash and due from banks	$ 53,815		$ 48,156
Interest bearing deposits	78,125		70,925
Cash and Cash Equivalents	131,940		119,081
Interest bearing deposits - time	16,875		17,999
Trading securities	610		498
Securities available for sale	522,935		462,481
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	23,419		23,419
Loans held for sale, carried at fair value	14,700		20,390
Loans
Commercial	642,051		635,234
Mortgage	475,580		486,633
Installment	188,337		192,065
Payment plan receivables	54,544		60,638
Total Loans	1,360,512		1,374,570
Allowance for loan losses	(30,437)		(32,325)
Net Loans	1,330,075		1,342,245
Other real estate and repossessed assets	18,001		18,282
Property and equipment, net	47,872		48,594
Bank-owned life insurance	52,571		52,253
Deferred tax assets, net	55,248		57,550
Capitalized mortgage loan servicing rights	13,273		13,710
Vehicle service contract counterparty receivables, net	7,096		7,716
Other intangibles	3,029		3,163
Accrued income and other assets	21,995		22,562
Total Assets	2,259,639		2,209,943
Deposits
Non-interest bearing	531,355		518,658
Savings and interest-bearing checking	958,486		910,352
Reciprocal	77,082		83,527
Retail time	358,588		358,800
Brokered time	13,231		13,469
Total Deposits	1,938,742		1,884,806
Other borrowings	12,943		17,188
Subordinated debentures	40,723		40,723
Vehicle service contract counterparty payables	3,761		4,089
Accrued expenses and other liabilities	26,884		31,556
Total Liabilities	2,023,053		1,978,362
Shareholders' Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0		0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 22,921,774 shares at March 31, 2014 and 22,819,136 shares at December 31, 2013	351,439		351,173
Accumulated deficit	(107,209)		(110,347)
Accumulated other comprehensive loss	(7,644)	[1]	(9,245)	[1]
Total Shareholders' Equity	236,586		231,581
Total Liabilities and Shareholders' Equity	$ 2,259,639		$ 2,209,943

[1] 2014 amounts are presented net of tax as we removed substantially all of the valuation allowance on our deferred tax assets during the second quarter of 2013 (see Note #10).