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RELATED PARTY TRANSACTIONS (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
RELATED PARTY TRANSACTIONS [Abstract]    
Borrowing relationship exceeds level $ 60,000  
Related party entity ownership percentage (in hundredths) 10.00%  
Summary of loans and leases receivable [Roll Forward]    
Balance at beginning of year 214,000 271,000
New loans and advances 0 203,000
Repayments (6,000) (260,000)
Balance at end of year 208,000 214,000
Directors and executive officers deposit $ 800,000 $ 1,000,000