DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2012

DEPOSITS [Abstract]

Summary of interest expense on deposits

A summary of interest expense on deposits for the years ended December 31 follows:

	2012		2011		2010
	(In thousands)
Savings and interest bearing checking	$	1,830	$	2,263	$	2,829
Time deposits under $100,000		4,838		10,349		22,204
Time deposits of $100,000 or more		2,245		2,645		3,131
Total	$	8,913	$	15,257	$	28,164

Summary of maturity of time deposits

A summary of the maturity of time deposits at December 31, 2012, follows:

	(In thousands)
2013	$	285,433
2014		74,529
2015		27,054
2016		19,986
2017		11,183
2018 and thereafter		743
Total	$	418,928

Summary of reciprocal deposits

A summary of reciprocal deposits at December 31 follows:

	2012		2011
	(In thousands)
Demand	$	545	$	-
Money market		700		-
Time		31,997		28,508
Total	$	33,242	$	28,508