Condensed Consolidated Statements of Operations (unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended				9 Months Ended
	Sep. 30, 2012		Sep. 30, 2011		Sep. 30, 2012		Sep. 30, 2011
Interest Income
Interest and fees on loans	$ 23,385		$ 27,222		$ 71,427		$ 84,808
Interest on securities
Taxable	655		297		2,246		1,108
Tax-exempt	261		301		801		931
Other investments	432		367		1,210		1,185
Total Interest Income	24,733		28,187		75,684		88,032
Interest Expense
Deposits	2,223		3,230		6,952		12,686
Other borrowings	1,059		1,183		3,351		3,738
Total Interest Expense	3,282		4,413		10,303		16,424
Net Interest Income	21,451		23,774		65,381		71,608
Provision for loan losses	251		6,171		6,438		21,029
Net Interest Income After Provision for Loan Losses	21,200		17,603		58,943		50,579
Non-interest Income
Service charges on deposit accounts	4,739		4,623		13,492		13,689
Interchange income	2,324		2,356		7,053		6,832
Net gains (losses) on assets
Mortgage loans	4,602		2,025		12,041		5,753
Securities	301		(57)		1,154		271
Other than temporary impairment loss on securities
Total impairment loss	(70)		(4)		(332)		(146)
Loss recognized in other comprehensive loss	0		0		0		0
Net impairment loss recognized in earnings	(70)		(4)		(332)		(146)
Mortgage loan servicing	(364)		(2,655)		(716)		(1,885)
Title insurance fees	482		299		1,479		1,090
(Increase) decrease in fair value of U.S. Treasury warrant	(32)		29		(211)		1,025
Other	2,560		2,639		8,208		7,793
Total Non-interest Income	14,542		9,255		42,168		34,422
Non-interest Expense
Compensation and employee benefits	13,610		12,654		39,598		38,032
Loan and collection	2,832		2,658		8,129		10,105
Occupancy, net	2,482		2,651		7,688		8,415
Data processing	2,492		2,502		7,281		7,227
Furniture, fixtures and equipment	1,194		1,308		3,795		4,228
Legal and professional	952		751		3,117		2,330
FDIC deposit insurance	816		885		2,489		2,772
Communications	785		863		2,486		2,700
Net losses on other real estate and repossessed assets	291		1,931		1,911		4,114
Advertising	647		740		1,842		1,964
Credit card and bank service fees	433		869		1,708		2,929
Vehicle service contract counterparty contingencies	281		1,345		1,078		5,002
Write-down of property and equipment held for sale	860		0		860		0
Provision for loss reimbursement on sold loans	193		251		751		1,020
Cost (recoveries) related to unfunded lending commitments	(538)		(172)		(597)		12
Other	1,966		2,226		4,692		6,385
Total Non-interest Expense	29,296		31,462		86,828		97,235
Income (Loss) Before Income Tax	6,446		(4,604)		14,283		(12,234)
Income tax benefit	0		(482)		0		(748)
Net Income (Loss)	6,446		(4,122)		14,283		(11,486)
Preferred stock dividends and discount accretion	1,093		1,043		3,241		3,102
Net Income (Loss) Applicable to Common Stock	$ 5,353		$ (5,165)		$ 11,042		$ (14,588)
Net Income (Loss) Per Common Share [Abstract]
Basic (in dollars per share)	$ 0.61		$ (0.61)		$ 1.28		$ (1.78)
Diluted (in dollars per share)	$ 0.16	[1],[2]	$ (0.61)	[1],[2]	$ 0.36	[1],[2]	$ (1.78)	[1],[2]
Dividends Per Common Share
Declared (in dollars per share)	$ 0.00		$ 0.00		$ 0.00		$ 0.00
Paid (in dollars per share)	$ 0.00		$ 0.00		$ 0.00		$ 0.00

[1] Basic income (loss) per share includes weighted average common shares outstanding during the period and participating share awards.

[2] For any period in which a loss is recorded, dividends on convertible preferred stock are not added back in the diluted per share calculation. For any period in which a loss is recorded, the assumed conversion of convertible preferred stock, assumed exercise of common stock warrants, assumed exercise of stock options, restricted stock units and stock units for a deferred compensation plan for non-employee directors would have an anti-dilutive impact on the loss per share and thus are ignored in the diluted per share calculation.