Condensed Consolidated Statements of Cash Flows (unaudited) (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Condensed Consolidated Statements of Cash Flows (unaudited) [Abstract]
Net Loss	$ (11,486)	$ (12,563)
Adjustments to Reconcile Net Loss to Net Cash from (used in) Operating Activities
Proceeds from sales of loans held for sale	270,796	306,563
Disbursements for loans held for sale	(243,654)	(324,004)
Provision for loan losses	21,029	39,237
Depreciation, amortization of intangible assets and premiums and accretion of discounts on securities and loans	(9,303)	(23,060)
Net gains on sales of mortgage loans	(5,753)	(8,044)
Net gains on securities	(271)	(1,625)
Securities impairment recognized in earnings	146	434
Net losses on other real estate and repossessed assets	4,114	4,879
Vehicle service contract counterparty contingencies	5,002	14,247
Gain on extinguishment of debt	0	(18,066)
Deferred loan fees	(428)	318
Share based compensation	762	415
Decrease in accrued income and other assets	6,714	309
Increase in accrued expenses and other liabilities	1,017	5,528
Total adjustments	50,171	(2,869)
Net Cash from (used in) Operating Activities	38,685	(15,432)
Cash Flow from Investing Activities
Proceeds from the sale of securities available for sale	70,322	95,444
Proceeds from the maturity of securities available for sale	2,308	5,320
Principal payments received on securities available for sale	5,524	12,507
Purchases of securities available for sale	(104,052)	(53,950)
Redemption of Federal Home Loan Bank stock	2,397	0
Redemption of Federal Reserve Bank stock	228	1,411
Net decrease in portfolio loans (loans originated, net of principal payments)	150,436	271,807
Proceeds from the collection of vehicle service contract counterparty receivables	1,438	9,781
Proceeds from the sale of other real estate and repossessed assets	14,241	13,305
Capital expenditures	(2,124)	(3,075)
Net Cash from Investing Activities	140,718	352,550
Cash Flow used in Financing Activities
Net decrease in total deposits	(173,197)	(187,268)
Net decrease in other borrowings	(3)	(1,689)
Proceeds from Federal Home Loan Bank advances	19,000	33,000
Payments of Federal Home Loan Bank advances	(54,303)	(29,280)
Net decrease in vehicle service contract counterparty payables	(1,805)	(5,200)
Extinguishment of debt, net	0	(1,005)
Proceeds from issuance of common stock	1,335	0
Net Cash used in Financing Activities	(208,973)	(191,442)
Net Increase (Decrease) in Cash and Cash Equivalents	(29,570)	145,676
Cash and Cash Equivalents at Beginning of Period	385,374	288,736
Cash and Cash Equivalents at End of Period	355,804	434,412
Cash paid during the period for
Interest	15,475	29,975
Income taxes	26	292
Transfer of loans to other real estate and repossessed assets	12,971	31,603
Transfer of payment plan receivables to vehicle service contract counterparty receivables	9,239	63,991
Issuance of common stock in exchange for subordinated debentures	0	23,502
Subordinated debentures exchanged for common stock	0	42,713
Retirement of Series A Preferred Stock	0	69,364
Retirement of common stock warrants	0	3,579
Issuance of Series B Preferred Stock	0	72,888
Issuance of common stock warrants	$ 0	$ 1,704