Condensed Consolidated Statements of Operations (unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest Income
Interest and fees on loans	$ 27,222	$ 34,370	$ 84,808	$ 110,072
Interest on securities
Taxable	297	509	1,108	2,571
Tax-exempt	301	383	931	1,594
Other investments	367	425	1,185	1,186
Total Interest Income	28,187	35,687	88,032	115,423
Interest Expense
Deposits	3,230	6,737	12,686	22,464
Other borrowings	1,183	1,965	3,738	7,372
Total Interest Expense	4,413	8,702	16,424	29,836
Net Interest Income	23,774	26,985	71,608	85,587
Provision for loan losses	6,171	9,543	21,029	39,237
Net Interest Income After Provision for Loan Losses	17,603	17,442	50,579	46,350
Non-interest Income
Service charges on deposit accounts	4,623	5,516	13,689	16,624
Interchange income	2,356	2,075	6,832	6,097
Net gains (losses) on assets
Mortgage loans	2,025	3,829	5,753	8,044
Securities	(57)	(3)	271	1,625
Other than temporary loss on securities available for sale
Total impairment loss	(4)	(316)	(146)	(434)
Loss recognized in other comprehensive income	0	0	0	0
Net impairment loss recognized in earnings	(4)	(316)	(146)	(434)
Mortgage loan servicing	(2,655)	(1,377)	(1,885)	(2,988)
Title insurance fees	299	533	1,090	1,393
Decrease in fair value of U.S. Treasury warrant	29	0	1,025	0
Gain (loss) on extinguishment of debt	0	(20)	0	18,066
Other	2,639	2,241	7,793	6,177
Total Non-interest Income	9,255	12,478	34,422	54,604
Non-interest Expense
Compensation and employee benefits	12,654	12,806	38,032	39,449
Loan and collection	2,658	3,805	10,105	11,376
Occupancy, net	2,651	2,721	8,415	8,225
Data processing	2,502	2,248	7,227	7,187
Vehicle service contract counterparty contingencies	1,345	5,968	5,002	14,247
Furniture, fixtures and equipment	1,308	1,591	4,228	4,958
Net losses on other real estate and repossessed assets	1,931	1,296	4,114	4,879
Credit card and bank service fees	869	1,378	2,929	4,553
FDIC deposit insurance	885	1,651	2,772	5,216
Communications	863	1,054	2,700	3,142
Legal and professional	751	831	2,330	2,861
Advertising	740	692	1,964	2,145
Costs (recoveries) related to unfunded lending commitments	(172)	(807)	12	(471)
Other	2,477	2,274	7,405	6,836
Total Non-interest Expense	31,462	37,508	97,235	114,603
Loss Before Income Tax	(4,604)	(7,588)	(12,234)	(13,649)
Income tax benefit	(482)	(978)	(748)	(1,086)
Net Loss	(4,122)	(6,610)	(11,486)	(12,563)
Preferred stock dividends and discount accretion	1,043	1,109	3,102	3,299
Net Loss Applicable to Common Stock	$ (5,165)	$ (7,719)	$ (14,588)	$ (15,862)
Net Loss Per Common Share
Basic (in dollars per share)	$ (0.61)	$ (1.03)	$ (1.78)	$ (3.71)
Diluted (in dollars per share)	$ (0.61)	$ (1.03)	$ (1.78)	$ (3.71)
Dividends Per Common Share
Declared (in dollars per share)	$ 0.00	$ 0.00	$ 0.00	$ 0.00
Paid (in dollars per share)	$ 0.00	$ 0.00	$ 0.00	$ 0.00