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Revenue from Contracts with Customers (Tables)
9 Months Ended
Sep. 30, 2024
Revenue from Contract with Customer [Abstract]  
Disaggregation of Revenue
Disaggregation of our revenue sources by attribute follows:
Service
Charges
on Deposit
Accounts
Other
Deposit
Related
Income
Interchange
Income
Investment
and
Insurance
Commissions
Total
Three months ending September 30, 2024(In thousands)
Retail
Overdraft fees$2,378 $— $— $— $2,378 
Account service charges593 — — — 593 
ATM fees— 430 — — 430 
Other— 167 — — 167 
Business    
Overdraft fees114 — — — 114 
ATM fees— 13 — — 13 
Other— 114 — — 114 
Interchange income— — 4,146 — 4,146 
Asset management revenue— — — 458 458 
Transaction based revenue— — — 423 423 
     
Total$3,085 $724 $4,146 $881 $8,836 
     
Reconciliation to Condensed Consolidated Statement of Operations:  
Non-interest income - other:     
Other deposit related income    $724 
Investment and insurance commissions   881 
Bank owned life insurance (1)    197 
Other (1)
    1,581 
Total    $3,383 
(1)Excluded from the scope of ASC Topic 606.
Service
Charges
on Deposit
Accounts
Other
Deposit
Related
Income
Interchange
Income
Investment
and
Insurance
Commissions
Total
Three months ending September 30, 2023(In thousands)
Retail
Overdraft fees$2,090 $— $— $— $2,090 
Account service charges1,079 — — — 1,079 
ATM fees— 457 — — 457 
Other— 247 — — 247 
Business
Overdraft fees140 — — — 140 
ATM fees— 13 — — 13 
Other— 109 — — 109 
Interchange income— — 4,100 — 4,100 
Asset management revenue— — — 488 488 
Transaction based revenue— — — 388 388 
Total$3,309 $826 $4,100 $876 $9,111 
Reconciliation to Condensed Consolidated Statement of Operations:
Non-interest income - other:
Other deposit related income$826 
Investment and insurance commissions876 
Bank owned life insurance (1) 124 
Other (1) 1,609 
Total$3,435 
(1)Excluded from the scope of ASC Topic 606.
Service
Charges
on Deposit
Accounts
Other
Deposit
Related
Income
Interchange
Income
Investment
and
Insurance
Commissions
Total
Nine months ending September 30, 2024(In thousands)
Retail
Overdraft fees$6,788 $— $— $— $6,788 
Account service charges1,787 — — — 1,787 
ATM fees— 1,225 — — 1,225 
Other— 603 — — 603 
Business    
Overdraft fees319 — — — 319 
ATM fees— 37 — — 37 
Other— 327 — — 327 
Interchange income— — 10,698 — 10,698 
Asset management revenue— — — 1,448 1,448 
Transaction based revenue— — — 1,075 1,075 
     
Total$8,894 $2,192 $10,698 $2,523 $24,307 
     
Reconciliation to Condensed Consolidated Statement of Operations:  
Non-interest income - other:     
Other deposit related income    $2,192 
Investment and insurance commissions   2,523 
Bank owned life insurance (1)    566 
Other (1)
    3,537 
Total    $8,818 
(1)Excluded from the scope of ASC Topic 606.
Service
Charges
on Deposit
Accounts
Other
Deposit
Related
Income
Interchange
Income
Investment
and
Insurance
Commissions
Total
Nine months ending September 30, 2023(In thousands)
Retail
Overdraft fees$6,770 $— $— $— $6,770 
Account service charges2,135 — — — 2,135 
ATM fees— 1,235 — — 1,235 
Other— 756 — — 756 
Business    
Overdraft fees395 — — — 395 
ATM fees— 35 — — 35 
Other— 312 — — 312 
Interchange income— — 10,660 — 10,660 
Asset management revenue— — — 1,389 1,389 
Transaction based revenue— — — 1,057 1,057 
     
Total$9,300 $2,338 $10,660 $2,446 $24,744 
     
Reconciliation to Condensed Consolidated Statement of Operations:  
Non-interest income - other:     
Other deposit related income    $2,338 
Investment and insurance commissions   2,446 
Bank owned life insurance (1)    333 
Other (1)
    4,181 
Total    $9,298 
(1)Excluded from the scope of ASC Topic 606.