Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 61,503	$ 68,208
Interest bearing deposits	60,057	101,573
Cash and Cash Equivalents	121,560	169,781
Securities available for sale	588,950	679,350
Securities held to maturity	343,362	353,988
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	16,099	16,821
Loans held for sale, carried at fair value	14,029	12,063
Loans
Financing receivable, before allowance for credit loss	3,942,287	3,790,901
Allowance for credit losses	(57,444)	(54,658)
Net Loans	3,884,843	3,736,243
Other real estate and repossessed assets, net	781	569
Property and equipment, net	35,250	35,523
Bank-owned life insurance	54,017	54,341
Capitalized mortgage loan servicing rights, carried at fair value	40,204	42,243
Other intangibles	1,617	2,004
Goodwill	28,300	28,300
Accrued income and other assets	130,256	132,500
Total Assets	5,259,268	5,263,726
Deposits
Non-interest bearing	1,023,739	1,076,093
Savings and interest-bearing checking	1,947,571	1,905,701
Reciprocal	995,469	832,020
Time	620,446	524,325
Brokered time	39,650	284,740
Total Deposits	4,626,875	4,622,879
Other borrowings	0	50,026
Subordinated debt	39,567	39,510
Subordinated debentures	39,779	39,728
Accrued expenses and other liabilities	100,678	107,134
Total Liabilities	4,806,899	4,859,277
Commitments and contingent liabilities
Shareholders’ Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 20,893,800 shares at September 30, 2024 and 20,835,633 shares at December 31, 2023	318,216	317,483
Retained earnings	192,405	159,108
Accumulated other comprehensive loss	(58,252)	(72,142)
Total Shareholders’ Equity	452,369	404,449
Total Liabilities and Shareholders’ Equity	5,259,268	5,263,726
Commercial
Loans
Financing receivable, before allowance for credit loss	1,825,247	1,679,731
Allowance for credit losses	(20,162)	(16,724)
Mortgage
Loans
Financing receivable, before allowance for credit loss	1,511,400	1,485,872
Allowance for credit losses	(19,832)	(21,386)
Installment
Loans
Financing receivable, before allowance for credit loss	605,640	625,298
Allowance for credit losses	$ (4,544)	$ (4,126)