Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 58,567	$ 70,180
Interest bearing deposits	68,894	4,191
Cash and Cash Equivalents	127,461	74,371
Securities available for sale	684,641	779,347
Securities held to maturity	358,899	374,818
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	16,821	17,653
Loans held for sale, carried at fair value	13,979	26,518
Loans held for sale, carried at lower of cost or fair value	0	20,367
Loans
Financing receivable, before allowance for credit loss	3,741,486	3,465,352
Allowance for credit losses	(55,495)	(52,435)
Net Loans	3,685,991	3,412,917
Other real estate and repossessed assets, net	443	455
Property and equipment, net	35,346	35,893
Bank-owned life insurance	54,631	55,204
Capitalized mortgage loan servicing rights, carried at fair value	46,057	42,489
Other intangibles	2,141	2,551
Goodwill	28,300	28,300
Accrued income and other assets	145,308	128,904
Total Assets	5,200,018	4,999,787
Deposits
Non-interest bearing	1,141,641	1,269,759
Savings and interest-bearing checking	1,929,947	1,973,308
Reciprocal	799,883	602,575
Time	477,928	321,492
Brokered time	236,213	211,935
Total Deposits	4,585,612	4,379,069
Other borrowings	50,014	86,006
Subordinated debt	39,491	39,433
Subordinated debentures	39,711	39,660
Accrued expenses and other liabilities	110,192	108,023
Total Liabilities	4,825,020	4,652,191
Commitments and contingent liabilities
Shareholders’ Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 20,850,455 shares at September 30, 2023 and 21,063,971 shares at December 31, 2022	317,145	320,991
Retained earnings	150,157	119,368
Accumulated other comprehensive loss	(92,304)	(92,763)
Total Shareholders’ Equity	374,998	347,596
Total Liabilities and Shareholders’ Equity	5,200,018	4,999,787
Commercial
Loans
Financing receivable, before allowance for credit loss	1,626,122	1,466,853
Allowance for credit losses	(17,550)	(13,817)
Mortgage
Loans
Financing receivable, before allowance for credit loss	1,475,908	1,368,409
Allowance for credit losses	(20,022)	(21,633)
Installment
Loans
Financing receivable, before allowance for credit loss	639,456	630,090
Allowance for credit losses	$ (4,183)	$ (4,290)