Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 47,823	$ 70,180
Interest bearing deposits	179,196	4,191
Cash and Cash Equivalents	227,019	74,371
Securities available for sale	767,526	779,347
Securities held to maturity	369,577	374,818
Federal Home Loan Bank and Federal Reserve Bank stock, at cost	17,653	17,653
Loans held for sale, carried at fair value	16,935	26,518
Loans held for sale, carried at lower of cost or fair value	0	20,367
Loans
Financing receivable, before allowance for credit loss	3,509,809	3,465,352
Allowance for credit losses	(50,550)	(52,435)
Net Loans	3,459,259	3,412,917
Other real estate and repossessed assets, net	499	455
Property and equipment, net	35,764	35,893
Bank-owned life insurance	55,314	55,204
Capitalized mortgage loan servicing rights, carried at fair value	41,923	42,489
Other intangibles	2,415	2,551
Goodwill	28,300	28,300
Accrued income and other assets	116,750	128,904
Total Assets	5,138,934	4,999,787
Deposits
Non-interest bearing	1,192,396	1,269,759
Savings and interest-bearing checking	1,975,098	1,973,308
Reciprocal	685,458	602,575
Time	407,267	321,492
Brokered time	284,530	211,935
Total Deposits	4,544,749	4,379,069
Other borrowings	50,029	86,006
Subordinated debt	39,452	39,433
Subordinated debentures	39,677	39,660
Accrued expenses and other liabilities	97,313	108,023
Total Liabilities	4,771,220	4,652,191
Commitments and contingent liabilities
Shareholders’ Equity
Preferred stock, no par value, 200,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value, 500,000,000 shares authorized; issued and outstanding: 21,138,303 shares at March 31, 2023 and 21,063,971 shares at December 31, 2022	321,026	320,991
Retained earnings	127,499	119,368
Accumulated other comprehensive loss	(80,811)	(92,763)
Total Shareholders’ Equity	367,714	347,596
Total Liabilities and Shareholders’ Equity	5,138,934	4,999,787
Commercial
Loans
Financing receivable, before allowance for credit loss	1,471,293	1,466,853
Allowance for credit losses	(13,533)	(13,817)
Mortgage
Loans
Financing receivable, before allowance for credit loss	1,408,229	1,368,409
Allowance for credit losses	(20,113)	(21,633)
Installment
Loans
Financing receivable, before allowance for credit loss	630,287	630,090
Allowance for credit losses	$ (4,054)	$ (4,290)