XML 149 R131.htm IDEA: XBRL DOCUMENT v3.22.4
Regulatory Matters - Capital Amounts and Ratios (Details)
$ in Thousands
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Tier 1 capital to average assets    
Capital conservation buffer 0.0250 0.0250
Consolidated    
Total capital to risk-weighted assets    
Actual $ 536,549 $ 488,495
Actual, ratio 0.1362 0.1453
Minimum for Adequately Capitalized Institutions $ 315,059 $ 268,991
Minimum for adequately capitalized institutions, ratio 0.0800 0.0800
Tier 1 capital to risk-weighted assets    
Actual $ 447,299 $ 406,645
Actual, ratio 0.1136 0.1209
Minimum for Adequately Capitalized Institutions $ 236,294 $ 201,743
Minimum for adequately capitalized institutions, ratio 0.0600 0.0600
Common equity tier 1 capital to risk-weighted assets    
Actual $ 408,863 $ 368,277
Actual, ratio 0.1038 0.1095
Minimum for Adequately Capitalized Institutions $ 177,221 $ 151,307
Minimum for adequately capitalized institutions, ratio 0.0450 0.0450
Tier 1 capital to average assets    
Banking regulation, tier 1 leverage capital, actual $ 447,299 $ 406,645
Actual, ratio 0.0886 0.0879
Minimum for Adequately Capitalized Institutions $ 201,875 $ 185,034
Minimum for adequately capitalized institutions, ratio 0.0400 0.0400
Independent Bank    
Total capital to risk-weighted assets    
Actual $ 480,886 $ 438,352
Actual, ratio 0.1222 0.1305
Minimum for Adequately Capitalized Institutions $ 314,733 $ 268,808
Minimum for adequately capitalized institutions, ratio 0.0800 0.0800
Minimum for Well-Capitalized Institutions $ 393,416 $ 336,011
Minimum for well-capitalized institutions, ratio 0.1000 0.1000
Tier 1 capital to risk-weighted assets    
Actual $ 431,685 $ 396,351
Actual, ratio 0.1097 0.1180
Minimum for Adequately Capitalized Institutions $ 236,049 $ 201,606
Minimum for adequately capitalized institutions, ratio 0.0600 0.0600
Minimum for Well-Capitalized Institutions $ 314,733 $ 268,808
Minimum for well-capitalized institutions, ratio 0.0800 0.0800
Common equity tier 1 capital to risk-weighted assets    
Actual $ 431,685 $ 396,351
Actual, ratio 0.1097 0.1180
Minimum for Adequately Capitalized Institutions $ 177,037 $ 151,205
Minimum for adequately capitalized institutions, ratio 0.0450 0.0450
Minimum for Well-Capitalized Institutions $ 255,720 $ 218,407
Minimum for well-capitalized institutions, ratio 0.0650 0.0650
Tier 1 capital to average assets    
Banking regulation, tier 1 leverage capital, actual $ 431,685 $ 396,351
Actual, ratio 0.0856 0.0857
Minimum for Adequately Capitalized Institutions $ 201,820 $ 185,077
Minimum for adequately capitalized institutions, ratio 0.0400 0.0400
Minimum for Well-Capitalized Institutions $ 252,275 $ 231,347
Minimum for well-capitalized institutions, ratio 0.0500 0.0500