Loans (Tables)

12 Months Ended

Dec. 31, 2011

Loans [Abstract]

Loans

	2011			2010
Commercial and industrial:
Commercial	$	3,553,989		$	3,479,349
Leases		193,412			186,443
Asset-based		169,466			122,866
Total commercial and industrial		3,916,867			3,788,658
Commercial real estate:
Commercial mortgages		2,383,479			2,374,542
Construction		434,870			593,273
Land		202,478			234,952
Total commercial real estate		3,020,827			3,202,767
Consumer real estate:
Home equity loans		282,244			275,806
Home equity lines of credit		191,960			186,465
1-4 family residential mortgages		45,943			57,877
Construction		17,544			23,565
Other		225,118			254,551
Total consumer real estate		762,809			798,264
Total real estate		3,783,636			4,001,031
Consumer and other:
Consumer installment		301,518			319,384
Other		11,018			28,234
Total consumer and other		312,536			347,618
Unearned discounts		(17,910	)		(20,287	)
Total loans	$	7,995,129		$	8,117,020

Activities In Related Party Loans

Balance outstanding at December 31, 2010	$	59,174
Principal additions		22,401
Principal reductions		(20,914	)
Other changes		696
Balance outstanding at December 31, 2011	$	61,357

Non-Accrual Loans, Segregated By Class Of Loans

	2011		2010
Commercial and industrial:
Energy	$	-	$	-
Other commercial		43,874		60,408
Commercial real estate:
Buildings, land and other		43,820		64,213
Construction		1,329		9,299
Consumer real estate		4,587		2,758
Consumer and other		728		462
Total	$	94,338	$	137,140

Age Analysis Of Past Due Loans, Segregated By Class Of Loans

	Loans 30-89 Days Past Due		Loans 90 or More Days Past Due		Total Past Due Loans		Current Loans			Total Loans			Accruing Loans 90 or More Days Past Due
Commercial and industrial:
Energy	$	580	$	-	$	580	$	870,006		$	870,586		$	-
Other commercial		16,205		22,082		38,287		3,007,994			3,046,281			5,302
Commercial real estate:
Buildings, land and other		22,264		27,168		49,432		2,536,525			2,585,957			8,821
Construction		604		532		1,136		433,734			434,870			484
Consumer real estate		7,884		4,951		12,835		749,974			762,809			2,606
Consumer and other		1,860		303		2,163		310,373			312,536			204
Unearned discounts		-		-		-		(17,910	)		(17,910	)		-
Total	$	49,397	$	55,036	$	104,433	$	7,890,696		$	7,995,129		$	17,417

Impaired Loans

	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Average Recorded Investment
2011
Commercial and industrial:
Energy	$	-	$	-	$	-	$	-	$	-	$	-
Other commercial		57,723		34,712		4,619		39,331		2,696		53,830
Commercial real estate:
Buildings, land and other		51,163		38,686		2,243		40,929		1,113		48,635
Construction		1,568		1,281		-		1,281		-		4,339
Consumer real estate		2,499		1,719		751		2,470		95		1,845
Consumer and other		562		554		-		554		-		265
Total	$	113,515	$	76,952	$	7,613	$	84,565	$	3,904	$	108,914
2010
Commercial and industrial:
Energy	$	-	$	-	$	-	$	-	$	-	$	1,012
Other commercial		73,518		40,901		14,541		55,442		9,137		61,076
Commercial real estate:
Buildings, land and other		72,099		50,551		11,254		61,805		4,076		59,179
Construction		9,834		8,553		747		9,300		300		8,132
Consumer real estate		517		517		-		517		-		960
Consumer and other		-		-		-		-		-		393
Total	$	155,968	$	100,522	$	26,542	$	127,064	$	13,513	$	130,752

Troubled Debt Restructurings

	Balance at Restructuring Date		Balance at December 31, 2011
Commercial and industrial:
Other commercial	$	191	$	179
Commercial real estate:
Buildings, land and other		7,519		6,183
Consumer real estate		969		932
Consumer		469		456
	$	9,148	$	7,750

Weighted Average Risk Grades For All Commercial Loans By Class

	December 31, 2011				December 31, 2010
	Weighted Average Risk Grade		Loans		Weighted Average Risk Grade		Loans
Commercial and industrial:
Energy
Risk grades 1-8		5.21	$	868,561		5.27	$	786,664
Risk grade 9		9.00		2,025		9.00		20,224
Risk grade 10		10.00		-		10.00		-
Risk grade 11		11.00		-		11.00		-
Risk grade 12		12.00		-		12.00		-
Risk grade 13		13.00		-		13.00		-
Total energy		5.22	$	870,586		5.36	$	806,888
Other commercial
Risk grades 1-8		6.20	$	2,802,037		6.16	$	2,572,011
Risk grade 9		9.00		55,105		9.00		95,278
Risk grade 10		10.00		49,982		10.00		116,158
Risk grade 11		11.00		96,046		11.00		137,923
Risk grade 12		12.00		39,826		12.00		48,216
Risk grade 13		13.00		3,285		13.00		12,184
Total other commercial		6.55	$	3,046,281		6.75	$	2,981,770
Commercial real estate:
Buildings, land and other
Risk grades 1-8		6.69	$	2,266,576		6.71	$	2,189,602
Risk grade 9		9.00		103,894		9.00		137,314
Risk grade 10		10.00		45,278		10.00		91,962
Risk grade 11		11.00		126,594		11.00		126,403
Risk grade 12		12.00		41,747		12.00		54,366
Risk grade 13		13.00		1,868		13.00		9,847
Total commercial real estate		7.14	$	2,585,957		7.29	$	2,609,494
Construction
Risk grades 1-8		6.95	$	378,530		7.10	$	485,455
Risk grade 9		9.00		30,376		9.00		52,817
Risk grade 10		10.00		16,186		10.00		32,055
Risk grade 11		11.00		8,449		11.00		13,646
Risk grade 12		12.00		1,329		12.00		9,300
Risk grade 13		13.00		-		13.00		-
Total construction		7.30	$	434,870		7.59	$	593,273

Net (Charge-Offs)/Recoveries, Segregated By Class Of Loans

	2011			2010			2009
Commercial and industrial:
Energy	$	6		$	-		$	-
Other commercial		(29,158	)		(28,530	)		(32,907	)
Commercial real estate:
Buildings, land and other		(8,980	)		(5,928	)		(5,612	)
Construction		(454	)		(616	)		(4,497	)
Consumer real estate		(2,293	)		(2,059	)		(1,526	)
Consumer and other		(2,735	)		(5,471	)		(5,785	)
Total	$	(43,614	)	$	(42,604	)	$	(50,327	)

Unallocated Portion Of The Allowance For Loan Losses

	December 31, 2011			December 31, 2010
Excessive industry concentrations	$	6,995		$	1,720
Large relationship concentrations		2,232			2,127
Highly-leveraged credit relationships		3,530			-
Policy exceptions		2,121			2,414
Credit and collateral exceptions		1,603			557
Loans not reviewed by concurrence		9,030			-
Adjustment for recoveries		(13,071	)		-
General macroeconomic risk		17,846			17,978
	$	30,286		$	24,796

Activity In The Allowance For Loan Losses

	Commercial and Industrial			Commercial Real Estate			Consumer Real Estate			Consumer and Other			Unallocated		Total
2011
Beginning balance	$	57,789		$	28,534		$	3,223		$	11,974		$	24,796	$	126,316
Provision for loan losses		14,137			1,812			2,610			3,396			5,490		27,445
Charge-offs		(33,678	)		(10,776	)		(2,789	)		(9,442	)		-		(56,685	)
Recoveries		4,526			1,342			496			6,707			-		13,071
Net charge-offs		(29,152	)		(9,434	)		(2,293	)		(2,735	)		-		(43,614	)
Ending balance	$	42,774		$	20,912		$	3,540		$	12,635		$	30,286	$	110,147
Period-end amount allocated to:
Loans individually evaluated for impairment	$	15,829		$	3,625		$	95		$	-		$	-	$	19,549
Loans collectively evaluated for impairment		26,945			17,287			3,445			12,635			30,286		90,598
Ending balance	$	42,774		$	20,912		$	3,540		$	12,635		$	30,286	$	110,147
2010
Beginning balance	$	57,394		$	28,514		$	2,560		$	16,929		$	19,912	$	125,309
Provision for loan losses		28,925			6,564			2,722			516			4,884		43,611
Charge-offs		(31,324	)		(7,524	)		(2,682	)		(11,893	)		-		(53,423	)
Recoveries		2,794			980			623			6,422			-		10,819
Net charge-offs		(28,530	)		(6,544	)		(2,059	)		(5,471	)		-		(42,604	)
Ending balance	$	57,789		$	28,534		$	3,223		$	11,974		$	24,796	$	126,316
Period-end amount allocated to:
Loans individually evaluated for impairment	$	31,948		$	8,591		$	-		$	-		$	-	$	40,539
Loans collectively evaluated for impairment		25,841			19,943			3,223			11,974			24,796		85,777
Ending balance	$	57,789		$	28,534		$	3,223		$	11,974		$	24,796	$	126,316
2009
Beginning balance	$	51,534		$	25,928		$	3,217		$	18,846		$	10,719	$	110,244
Provision for loan losses		38,767			12,695			869			3,868			9,193		65,392
Charge-offs		(35,432	)		(10,412	)		(1,720	)		(12,047	)		-		(59,611	)
Recoveries		2,525			303			194			6,262			-		9,284
Net charge-offs		(32,907	)		(10,109	)		(1,526	)		(5,785	)		-		(50,327	)
Ending balance	$	57,394		$	28,514		$	2,560		$	16,929		$	19,912	$	125,309
Period-end amount allocated to:
Loans individually evaluated for impairment	$	32,789		$	5,870		$	-		$	-		$	-	$	38,659
Loans collectively evaluated for impairment		24,605			22,644			2,560			16,929			19,912		86,650
Ending balance	$	57,394		$	28,514		$	2,560		$	16,929		$	19,912	$	125,309

Investment In Loans Related To The Allowance For Loan Losses By Portfolio Segment Disaggregated Based On Impairment Methodology

	Commercial and Industrial		Commercial Real Estate		Consumer Real Estate		Consumer and Other		Unearned Discounts			Total
2011
Loans individually evaluated for impairment	$	189,139	$	241,451	$	2,470	$	554	$	-		$	433,614
Loans collectively evaluated for impairment		3,727,728		2,779,376		760,339		311,982		(17,910	)		7,561,515
Ending balance	$	3,916,867	$	3,020,827	$	762,809	$	312,536	$	(17,910	)	$	7,995,129
2010
Loans individually evaluated for impairment	$	314,482	$	337,578	$	-	$	-	$	-		$	652,060
Loans collectively evaluated for impairment		3,474,176		2,865,189		798,264		347,618		(20,287	)		7,464,960
Ending balance	$	3,788,658	$	3,202,767	$	798,264	$	347,618	$	(20,287	)	$	8,117,020