Deposits

12 Months Ended

Dec. 31, 2025

Year-end deposits were as follows:


	2025		2024
Non-interest-bearing demand deposits	$	14,143,815	$	14,441,820
Interest-bearing deposits:
Savings and interest checking	10,457,328		10,310,942
Money market accounts	11,889,171		11,568,254
Time accounts	6,427,550		6,401,732
Total interest-bearing deposits	28,774,049		28,280,928
Total deposits	$	42,917,864	$	42,722,748

The following table presents additional information about our year-end deposits:


	2025		2024

Deposits from foreign sources (primarily Mexico)	$	1,265,896	$	1,219,463
Non-interest-bearing public funds deposits	662,354		759,819
Interest-bearing public funds deposits	768,726		625,104
Total deposits not covered by deposit insurance	22,286,545		22,972,618
Time deposits not covered by deposit insurance	2,877,253		2,744,112
Deposits from certain directors, executive officers and their affiliates	101,522		121,113

Scheduled maturities of time deposits at December 31, 2025 were as follows:

Scheduled maturities of time deposits not covered by deposit insurance at December 31, 2025, were as follows:


Due within 3 months or less	$	2,640,131
Due after 3 months and within 6 months	95,944
Due after 6 months and within 12 months	115,380
Due after 12 months	25,798
	$	2,877,253