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Off-Balance-Sheet Arrangements, Commitments, Guarantees and Contingencies (Tables)
12 Months Ended
Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]  
Financial Instruments With Off-Balance-Sheet Risk
Year-end financial instruments with off-balance-sheet risk are presented in the following table. Commitments and standby letters of credit are presented at contractual amounts; however, since many of these commitments are expected to expire unused or only partially used, the total amounts of these commitments do not necessarily reflect future cash requirements.
20232022
Commitments to extend credit$12,195,073 $12,137,957 
Standby letters of credit438,635 383,851 
Deferred standby letter of credit fees2,912 2,236 
Commitments, Off-Balance-Sheet, Allowance for Credit Losses
The following table details activity in the allowance for credit losses on off-balance-sheet credit exposures.
202320222021
Beginning balance
$58,593 $50,314 $44,152 
Credit loss expense (benefit)(6,842)8,279 6,162 
Ending balance$51,751 $58,593 $50,314